1242 Bumble Bee Rd, Accident, MD 21520 Property Records

Garrett County property record for 1242 Bumble Bee Rd, Accident, MD 21520

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,584 sqft · built 1995
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,500 (Apr 2019)
Tax Bill	$2,749 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-032974`

Property Details

APN / Parcel Number

Primary APN	`06-032974`
Alternative APNs	`6032974` `032974`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,584 sqft Total Area
Basement Area	1,584 sqft
Finished Basement	1,584 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	196,020 sqft (4.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	324 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	032974
Street Address	1242 BUMBLE BEE RD
City	ACCIDENT
State	MD
Zip	21520-1081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.50 AC E/S BUMBLE BEE RD MCHENRY
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	3
Census Block	3002
Census Tract	502

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1242 BUMBLE BEE RD, ACCIDENT, MD 21520-1081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CLEAR MOUNTAIN BANK
Apr 22, 2019	Deed, Transfer · ARM CLEAR MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	Dec 28, 2006 · Amount on Record
Deed Book / Page	2127 / 414
Transfer Doc	0009740859
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	1242 BUMBLE BEE RD, ACCIDENT, MD 21520-1081
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021630136
Date	Oct 18, 2019
Book Page	2163/0136

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	2625

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 22, 2019
Property Address	1242 BUMBLE BEE RD, ACCIDENT, MD 21520-1081
Document Number	0021270414
Book / Page	2127 / 0414
Instrument Date	Apr 17, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1242 BUMBLE BEE ROAD, MC HENRY, MD 21541

Mortgage

Document Number	0002127421
Date	Apr 22, 2019
Instrument	2127/421

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.5%
Index	1-Year CMT
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,749.00 (+1.1%) Homeowner's exemption	$325,300 (+11.98%) Land $50,200 Building $275,100	$325,300 (-) Land $50,200 Building $275,100
2025	$2,719.00 (+4.18%) Homeowner's exemption	$290,500 (+31.51%)	$325,300 (+47.26%) Land $50,200 Building $275,100
2023	$2,610.00	$220,900 Land $38,500 Building $182,400	$220,900 Land $38,500 Building $182,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pogozone powered by Neubeam Fixed Wireless	300 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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