Beaufort County property record for 822 Bay St, Beaufort, SC 29902
| Property Type | Commercial |
|---|---|
| Details | 4,308 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Last Sale | $747,500 (Jan 2011) |
| Tax Bill | $14,085 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00221557 |
| Primary APN | 00221557 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,308 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Lot Area | 4,792 sqft (0.11 acres) |
| Account Number | 00221557 |
|---|---|
| Old Parcel Number | R121 004 000 0932 0000 |
| Street Address | 822 BAY ST |
| City | BEAUFORT |
| State | SC |
| Zip | 29902-5566 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | 6611 |
| Legal Description | POR OF BLK 61 CITY OF BFT PLAT IN DB921 P478 |
| Legal Subdivision | BFT CTRL BUS. DIST. HIST. COMM |
| Legal Block | 61 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BEAUFORT-PORT ROYAL |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 700 |
822 Bay St, a commercial property, is owned by a company that bought it in January 2011.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1064 GARDNER RD STE 109, 109, CHARLESTON, SC 29407-5711 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2011 · Amount on File |
| Deed Sale | Jan 31, 2011 · Amount on File |
| Deed Document Number | 2011004913 |
| Deed Book / Page | 3032 / 0811 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 822 BAY ST, BEAUFORT, SC 29902-5566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COOPERATIVE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000067809 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 3821/0125 |
| Instrument | 2019067809 |
| Name | FIRST CAPITAL BANK |
|---|---|
| Type | Bank |
| Address | BENNETTSVILLE, SC 29512 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Oct 21, 2029 |
The 2025 property tax bill for 822 Bay St was $14,085, up 1.4% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Beaufort City |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,085.00 (+1.45%) | $46,800 (-) | |
| 2024 | $13,884.00 | $46,800 (-) | $1,074,200 (-) Land $342,700 Building $731,500 |
| 2023 | $13,884.00 (+9.75%) | $46,800 (+14.99%) | $1,074,200 (+58.37%) Land $342,700 Building $731,500 |
| 2022 | $12,651.00 | $40,700 | $678,300 Land $283,100 Building $395,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 822 Bay St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 68 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 17 (1979–2017) |
| Claims Outside the SFHA | 9 of 17 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 822 Bay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures