8207 Howard Ave, Munster, IN 46321 Property Records

Lake County property record for 8207 Howard Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,080 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$242,300 (Sep 2020)
Tax Bill	$3,459 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0153-0013`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0153-0013`
Alternative APNs	`45-07-19-127-013.000-027` `182801530013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,080 sqft Living Area
Gross Area	4,620 sqft
1st Floor Area	1,540 sqft
Basement Area	1,540 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8207 HOWARD AVE
City	MUNSTER
State	IN
Zip	46321-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE MONALDIS 6TH ADD. TO MUNSTER LOT 13
Legal Subdivision	LAWRENCE MONALDIS 6TH ADD
Legal Lot Number	13
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4008
Census Tract	40401

Owner

Source: Lake County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8207 HOWARD AVE, MUNSTER, IN 46321-1836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 9, 2020	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Jun 10, 2009 · Amount on Record
Deed Document Number	202062436
Prior Transfer Date	Mar 20, 2007
Prior Transfer Doc	2007026284
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 6, 2026
Property Address	8207 HOWARD AVE, MUNSTER, IN 46321-1836
Document Number	0000528073
Instrument Date	Jun 30, 2026
Instrument	2026528073
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8207 HOWARD AVE, MUNSTER, IN 46321-1836

Mortgage

Document Number	0000528073,
Date	Jul 6, 2026
Instrument	2026528073

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 9, 2020
Property Address	8207 HOWARD AVE, MUNSTER, IN 46321-1836
Document Number	0000062436
Map Reference	MB 30 PG 82
Instrument Date	Sep 4, 2020
Instrument	2020 062436
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8207 HOWARD AVE, MUNSTER, IN 46321-1836

Mortgage

Document Number	0000062437
Date	Sep 9, 2020
Instrument	2020 062437

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,700 (+17.04%) Land $41,200 Building $268,500	$309,700 (+17.04%) Land $41,200 Building $268,500
2024	$3,459.00 (+5.72%)
2023		$264,600 (+6.14%) Land $45,300 Building $219,300	$264,600 (+6.14%) Land $45,300 Building $219,300
2022	$3,272.00 Homeowner's exemption	$249,300 Land $45,300 Building $204,000	$249,300 Land $45,300 Building $204,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	129 (1982–2026)
Claims Outside the SFHA	8 of 129
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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