821 Wisconsin Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 821 Wisconsin Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,216 sqft · built 1984
Lot Size	0.344 acres (14,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jun 2024)
Tax Bill	$4,842 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0098-0130`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0098-0130`
Alternative APNs	`263001000100980130` `77402`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,756 sqft
1st Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	821 WISCONSIN AVE
City	SAINT CLOUD
State	FL
Zip	34769-3272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	JOHN P WELCKERS PB 1 PG 82 BLK 98 LOTS 13-16 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	98
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2026
Census Tract	43400

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	821 WISCONSIN AVE, SAINT CLOUD, FL 34769-3272
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage CLEM MASIH DAS
Feb 27, 2024	Warranty Deed, Transfer · Balloon Mortgage RICHARD EDWARD LOMAX SR REVOCABLE LIVING
Dec 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Feb 27, 2024 · Amount on Record
Deed Document Number	202482715
Deed Book / Page	6621 / 2847
Prior Transfer Date	Dec 30, 2019
Prior Transfer Doc	0056490807
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	821 WISCONSIN AVE, SAINT CLOUD, FL 34769-3272
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E BAY ST, WINTER GARDEN, FL 34787-3120
Investor	Possibly a Property Investor

Mortgage

Document Number	0065552469
Date	Feb 27, 2024
Book Page	6555/2469
Instrument	2024025399

Lender

Name	CLEM MASIH DAS
Type	Private Party
Address	26642 MANASSAS DR, LEESBURG, FL 34748

Agreement

Amount	Amount Recorded

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 27, 2024
Property Address	821 WISCONSIN AVE, SAINT CLOUD, FL 34769-3272
Document Number	0065552461
Book / Page	6555 / 2461
Map Reference	MB 1 PG 82
Instrument Date	Feb 22, 2024
Instrument	2024025396
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 15TH ST, SAINT CLOUD, FL 34769-4629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E BAY ST, WINTER GARDEN, FL 34787-3120
Investor	Possibly a Property Investor

Mortgage

Document Number	0065552463
Date	Feb 27, 2024
Book Page	6555/2463
Instrument	2024025397

Lender

Name	RICHARD EDWARD LOMAX SR REVOCABLE LIVING
Type	Private Party
Address	2175 BRONCO DR, SAINT CLOUD, FL 34771

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 30, 2019
Property Address	821 WISCONSIN AVE, SAINT CLOUD, FL 34769-3272
Document Number	0056490807
Book / Page	005649 / 000807
Instrument Date	Dec 30, 2019
Instrument	168763
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2175 BRONCO DR ST CLOUD FL 347719561, ST CLOUD, FL 34771-9561

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,842.00 (+19.7%)	$270,300 (+12.81%) Land $63,200 Building $207,100	$270,300 (+12.81%) Land $63,200 Building $207,100
2024	$4,045.00 (+9.03%)
2023	$3,710.00 (+11.88%)	$239,600 (+15.8%) Land $57,500 Building $182,100	$239,600 (+15.8%) Land $57,500 Building $182,100
2022	$3,316.00	$206,900 Land $51,800 Building $155,100	$206,900 Land $51,800 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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