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809 Wisconsin Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 809 Wisconsin Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,124 sqft · built 1960
Lot Size0.26 acres (11,326 sqft)
OwnerCompany Name on Record
Last Sale$257,000 (Jun 2023)
Tax Bill$4,213 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN77404

Property Details

APN / Parcel Number

Primary APN77404
Alternative APN
  • 012630000100980190

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,124 sqft Heated Area
Gross Area1,760 sqft
1st Floor Area1,124 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchOpen Porch
Porch Area300 sqft
FenceFence
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number77404
Street Address809 WISCONSIN AVE
CitySAINT CLOUD
StateFL
Zip34769-3272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionJOHN P WELCKERS PB 1 PG 82 BLK 98 LOTS 19, 20, 21 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block98
Legal Lot Number2,19-21 20
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2026
Census Tract43400

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4403 BREEZE ISLE LN, KISSIMMEE, FL 34744-9218
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Personal Representative Deed, Transfer · Conventional Mortgage
NP INC
Jun 27, 2023Warranty Deed, Transfer
TRULY TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2023 · Amount on Record
Deed SaleJun 27, 2023 · Amount on Record
Prior SaleJun 27, 2023
Deed Document Number2023082471
Deed Book / Page6430 / 2995
Record UpdatedJun 8, 2026

June 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionOSCEOLA FL
Recording DateJun 27, 2023
Property Address809 WISCONSIN AVE, SAINT CLOUD, FL 34769-3272
Document Number0064302995
Book / Page6430 / 2995
Map ReferenceMB 1 PG 82
Instrument DateJun 23, 2023
Instrument2023082471
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyTRULY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,799.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4403 BREEZE ISLE LN, KISSIMMEE, FL 34744-9218

Mortgage

Document Number0064302997
DateJun 27, 2023
Instrument6430/2997
Lender
NameNP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueJul 1, 2063

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 27, 2023
Property Address809 WISCONSIN AVE, SAINT CLOUD, FL 34769-3272
Document Number0064302993
Book / Page6430 / 2993
Map ReferenceMB 1 PG 82
Instrument DateJun 23, 2023
Instrument2023082470
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyTRULY TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1587 COMPASS CT, KISSIMMEE, FL 34744-6609

Transferred To (Grantee/Buyer)

NameVerified Name
Address4403 BREEZE ISLE LN, KISSIMMEE, FL 34744-9218

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,213.00 (+12.59%)$235,200 (+13.29%) Land $55,000 Building $180,200$235,200 (+13.29%) Land $55,000 Building $180,200
2023$3,742.00 (+554.2%)$207,600 (+190.49%) Land $50,000 Building $157,600$207,600 (+16.56%) Land $50,000 Building $157,600
2022$572.00 Homeowner's exemption$71,465$178,100 Land $45,000 Building $133,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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