821 Upper Ter Ln, Colbert, WA 99005 Property Records

Spokane County property record for 821 Upper Ter Ln, Colbert, WA 99005 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 2004
Lot Size	0.23 acres (10,021 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (May 2004)
Tax Bill	$4,776 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37291.0814`

Property Details

APN / Parcel Number

Primary APN	`37291.0814`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	4,029 sqft
1st Floor Area	1,578 sqft
Basement Area	1,578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,021 sqft (0.23 acres)
Garage Type	Attached
Garage Area	873 sqft
Parking Spaces	3 Parking Spaces
Patio Area	30 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	821 UPPER TERRACE LN
City	COLBERT
State	WA
Zip	99005-8314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UPPER TERRACE ESTATES LT 14 BLK 1
Legal Range	43E
Legal Township	27N
Legal Section	29
Legal Subdivision	UPPER TERRACE ESTATES
Legal Block	1
Legal Lot Number	14
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2024
Census Tract	10305

Owner

Source: Spokane County records · APN 37291.0814

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	821 UPPER TERRACE LN, COLBERT, WA 99005-8314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE FIREFIGHTERS CU
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2004 · Amount on Record
Deed Sale	May 19, 2004 · Amount on Record
Prior Sale	Oct 23, 2003
Deed Document Number	20045073712
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	821 UPPER TERRACE LN, COLBERT, WA 99005-8314
Document Number	0006953544
Instrument Date	Aug 05, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	821 UPPER TERRACE LN COLBERT WA 990058314, COLBERT, WA 99005-8314

Mortgage

Document Number	0006953544
Date	Aug 10, 2020
Instrument	6953544

Lender

Name	SPOKANE FIREFIGHTERS CU
Type	Credit Union
Address	SPOKANE, WA 99205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 09, 2035

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	821 UPPER TERRACE LN, COLBERT, WA 99005-8314
Document Number	0006749176
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	821 UPPER TERRACE LN COLBERT WA 990058314, COLBERT, WA 99005-8314

Mortgage

Document Number	0006749176
Date	Oct 03, 2018
Instrument	6749176

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 02, 2048

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	821 UPPER TERRACE LN, COLBERT, WA 99005-8314
Document Number	0006702306
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 04, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	821 UPPER TERRACE LN COLBERT WA 990058314, COLBERT, WA 99005-8314

Mortgage

Document Number	0006702306
Date	Apr 26, 2018
Instrument	6702306

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2038

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,776.00 (-3.63%)	$462,200 (-0.84%) Land $110,000 Building $352,200	$462,200 (-0.84%) Land $110,000 Building $352,200
2025	$4,956.00 (+13.49%)	$466,100 (-0.94%) Land $110,000 Building $356,100	$466,100 (-0.94%) Land $110,000 Building $356,100
2024		$470,500 (+27.58%) Land $70,000 Building $400,500	$470,500 (+27.58%) Land $70,000 Building $400,500
2023	$4,367.00 (+3.53%)	$368,800 Land $60,000 Building $308,800	$368,800 Land $60,000 Building $308,800
2022	$4,218.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630103052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1997, river or lake flooding, Heavy Rains, Snow Melt, Flooding, Land & Mud Slides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 406 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Lumen Technologies	DSL	140 / 20
Concept Communications	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Upper Ter Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures