806 Upper Ter Ln, Colbert, WA 99005 Property Records

Spokane County property record for 806 Upper Ter Ln, Colbert, WA 99005

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,548 sqft · built 2004
Lot Size	0.252 acres (10,993 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,729 (May 2004)
Tax Bill	$5,484 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37291.0910`

Property Details

APN / Parcel Number

Primary APN	`37291.0910`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,548 sqft Living Area
Gross Area	4,327 sqft
1st Floor Area	1,748 sqft
Basement Area	1,748 sqft
Finished Basement	800 sqft
Unfinished Basement	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,993 sqft (0.252 acres)
Garage Type	Attached
Garage Area	831 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	137 sqft
Deck Area	170 sqft
Patio Area	170 sqft
Canopy	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	806 UPPER TERRACE LN
City	COLBERT
State	WA
Zip	99005-8314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	UPPER TERRACE ESTATES LT 10 BLK 2
Legal Range	43E
Legal Township	27N
Legal Section	29
Legal Subdivision	UPPER TERRACE ESTATES
Legal Block	2
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	2
Census Block	2024
Census Tract	10305

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	806 UPPER TERRACE LN, COLBERT, WA 99005-8314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit SPOKANE FIREFIGHTERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2004 · Amount on Record
Deed Sale	May 28, 2004 · Amount on Record
Deed Document Number	20045078354
Prior Transfer Date	Feb 7, 2003
Prior Transfer Doc	0004907768
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	806 UPPER TERRACE LN, COLBERT, WA 99005-8314
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007163113
Date	Dec 20, 2021
Instrument	7163113

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	806 UPPER TERRACE LN, COLBERT, WA 99005-8314
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007343974
Date	Apr 17, 2024
Instrument	7343974

Lender

Name	SPOKANE FIREFIGHTERS CU
Type	Credit Union
Address	SPOKANE, WA 99205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	362 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,484.00 (-4.81%)	$534,100 (-3.9%) Land $110,000 Building $424,100	$534,100 (-3.9%) Land $110,000 Building $424,100
2025	$5,761.00 (+12.41%)
2024		$555,800 (+29.11%) Land $70,000 Building $485,800	$555,800 (+29.11%) Land $70,000 Building $485,800
2023	$5,125.00 (+4.78%)	$430,500 Land $60,000 Building $370,500	$430,500 Land $60,000 Building $370,500
2022	$4,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1997 · Heavy Rains, Snow Melt, Flooding, Land & Mud Slides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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