821 Upland Loop, O Fallon, MO 63368 Property Records

St. Charles County property record for 821 Upland Loop, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,765 sqft · built 2021
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,100 (Jul 2026)
Tax Bill	$8,498 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T222000068`

Property Details

APN / Parcel Number

Primary APN	`T222000068`
Alternative APN	`4-0068-D028-00-0131.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,765 sqft Living Area
Gross Area	4,840 sqft
1st Floor Area	2,420 sqft
Basement Area	2,420 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,060 sqft (0.208 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T222000068
Street Address	821 UPLAND LOOP
City	O FALLON
State	MO
Zip	63368-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #4 LOT 131
Legal Subdivision	STREETS OF CALEDONIA #4
Legal Lot Number	131
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	821 UPLAND LOOP, O FALLON, MO 63368-6594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Feb 17, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Feb 17, 2022 · Amount on Record
Deed Document Number	202633518
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 16, 2026
Property Address	821 UPLAND LOOP, O FALLON, MO 63368-6594
Document Number	0000033518
Instrument Date	Jul 9, 2026
Instrument	202633518
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 UPLAND LOOP, O FALLON, MO 63368-6594

Mortgage

Document Number	0000033519,
Date	Jul 16, 2026
Instrument	202633519

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 17, 2022
Property Address	821 UPLAND LOOP, O FALLON, MO 63368-6594
Document Number	0000009725
Map Reference	DOC 2021R-000319
Instrument Date	Feb 15, 2022
Instrument	2022R-009725
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVD #BB, BB, HILLSVILLE, PA 16132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 UPLAND LOOP, O FALLON, MO 63368-6594

Mortgage

Document Number	0000009726
Date	Feb 17, 2022
Instrument	2022R-009726

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,594 (+1.73%)	$687,333 (+1.73%) Land $80,000 Building $607,333
2025	$8,498.00 (+9.14%)	$128,376 (+12.38%)	$675,667 (+12.38%) Land $80,000 Building $595,667
2024	$7,786.00
2023		$114,234
2022			$601,234 Land $80,000 Building $521,234

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Brightspeed, Sparklight.

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