815 Upland Loop, O Fallon, MO 63368 Property Records

St. Charles County property record for 815 Upland Loop, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,896 sqft · built 2021
Lot Size	0.214 acres (9,365 sqft)
Owner	Company Name on File
Tax Bill	$7,492 (2025)
Deeds & Mortgages	Jun 2025 Second Mortgage Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T222000071`

Property Details

APN / Parcel Number

Primary APN	`T222000071`
Alternative APN	`4-0068-D028-00-0134.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,896 sqft Living Area
Basement Area	1,700 sqft

Exterior

Year Built	Built 2021
Exterior Material	Stone
Lot Area	9,365 sqft (0.214 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T222000071
Street Address	815 UPLAND LOOP
City	O FALLON
State	MO
Zip	63368-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREETS OF CALEDONIA #4 LOT 134
Legal Subdivision	STREETS OF CALEDONIA #4
Legal Lot Number	134
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2010
Census Tract	312207

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	815 UPLAND LOOP, O FALLON, MO 63368-6594
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CAPITAL ONE NA
Apr 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 26, 2025	Beneficiary Deed, Transfer
Aug 18, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 18, 2021
Deed Sale	Aug 18, 2021
Deed Document Number	0000069531
Last Transfer Date	Sep 26, 2025
Transfer Doc	0000042849
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	815 UPLAND LOOP, O FALLON, MO 63368-6594
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 UPLAND LOOP, O FALLON, MO 63368-6594

Mortgage

Document Number	0000025630
Date	Jun 17, 2025
Instrument	2025R-025630

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	815 UPLAND LOOP, O FALLON, MO 63368-6594
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 UPLAND LOOP, O FALLON, MO 63368-6594

Mortgage

Document Number	0000012894
Date	Apr 5, 2024
Instrument	2024R-012894

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2054

September 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 26, 2025
Property Address	815 UPLAND LOOP, O FALLON, MO 63368-6594
Document Number	0000042849
Map Reference	DOC 2021R-000319
Instrument Date	Sep 25, 2025
Instrument	2025R-042849
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	815 UPLAND LOOP, O FALLON, MO 63368-6594

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 18, 2021
Property Address	815 UPLAND LOOP, O FALLON, MO 63368-6594
Document Number	0000069531
Map Reference	DOC 2021R-000319
Instrument Date	Aug 18, 2021
Instrument	2021R-069531
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 BAUR BLVD #BB, BB, HILLSVILLE, PA 16132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 UPLAND LOOP, O FALLON, MO 63368-6594

Mortgage

Document Number	0000069532
Date	Aug 18, 2021
Instrument	2021R-069532

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,492.00	$113,102 (+7.81%)	$595,278 (+7.81%) Land $80,000 Building $515,278
2023		$104,911
2022			$552,163 Land $80,000 Building $472,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA, WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.

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