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821 Shadow Ln, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 821 Shadow Ln, Fort Walton Beach, FL 32547

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 1983
Lot Size0.096 acres (4,167 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Dec 2019)
Tax Bill$1,080 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-0791-7

Property Details

APN / Parcel Number

Primary APNC56-000-598-0791-7
Alternative APNs
  • 35-1S-24-2265-0000-0170
  • 24S135226500000170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,352 sqft Living Area
Gross Area1,712 sqft
1st Floor Area676 sqft
Upper Floors Area676 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area4,167 sqft (0.096 acres)
Lot Width40 ft Width
PorchOpen/Unfinished Porch
Porch Area192 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address821 SHADOW LN
CityFORT WALTON BEACH
StateFL
Zip32547-1261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHERRI ESTATES LOT 17
Legal Range24W
Legal Township01S
Legal Section35
Legal SubdivisionSHERRI ESTATES
Legal Lot Number17
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group4
Census Block4003
Census Tract21802

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address821 SHADOW LN, FORT WALTON BEACH, FL 32547-1261
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2019 · Amount on Record
Deed SaleDec 31, 2019 · Amount on Record
Prior SaleMar 21, 2006 · Amount on Record
Deed Document Number20193327449
Deed Book / Page3436 / 1435
Prior Transfer DateDec 11, 2002
Prior Transfer Doc0024040223
Record UpdatedJun 8, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 31, 2019
Property Address821 SHADOW LN, FORT WALTON BEACH, FL 32547-1261
Document Number0034361435
Book / Page003436 / 001435
Instrument DateDec 18, 2019
Instrument3327449
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address821 SHADOW LN FORT WALTON BEACH FL 325471261, FORT WALTON BEACH, FL 32547-1261

Mortgage

Document Number34361436
DateDec 31, 2019
Book Page003436/001436
Instrument3327450
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,080.00 (+7.25%) Homeowner's exemption$127,547 (+5.99%)$216,600 (+2.62%) Land $81,271 Building $135,329
2023$1,007.00 (+3.49%) Homeowner's exemption$120,342 (+3%)$211,069 (+27.45%) Land $65,382 Building $145,687
2022$973.00 Homeowner's exemption$116,837$165,612 Land $30,939 Building $134,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, LiveOak Fiber.

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