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820 Shadow Ln, Fort Walton Beach, FL 32547 Property Records

Okaloosa County property record for 820 Shadow Ln, Fort Walton Beach, FL 32547

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,280 sqft · built 1981
Lot Size0.053 acres (2,337 sqft)
Owner2 Individual Names on Record
Tax Bill$363 (2025)
Deeds & MortgagesSep 2022 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-598-0788-3

Property Details

APN / Parcel Number

Primary APNC56-000-598-0788-3
Alternative APN
  • 35-1S-24-2265-0000-0140

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,280 sqft Heated Area
Gross Area1,345 sqft
1st Floor Area640 sqft
Upper Floors Area640 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,337 sqft (0.053 acres)
Lot Width16 ft Width
Patio Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address820 SHADOW LN
CityFORT WALTON BEACH
StateFL
Zip32547-1282
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSHERRI ESTATES UNIT 14
Legal Range24
Legal Township01S
Legal Section35
Legal SubdivisionSHERRI ESTATES
Legal Unit14
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group4
Census Block4003
Census Tract21802

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address820 SHADOW LN, FORT WALTON BEACH, FL 32547-1282
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last Transfer DateSep 2, 2022
Transfer Doc0036410426
Record UpdatedJun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateSep 2, 2022
Property Address820 SHADOW LN, FORT WALTON BEACH, FL 32547-1282
Document Number0036410426
Book / Page3641 / 426
Map ReferenceMB 6 PG 33
Instrument DateSep 2, 2022
Instrument3576101
Transaction TypeTransfer
Record UpdatedSep 26, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address820 SHADOW LN, 820, FORT WALTON BEACH, FL 32547-1282

Transferred To (Grantee/Buyer)

NameVerified Name
Address2794 PIATE S WAY, NAVARRE, FL 32566-7912

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$363.00 (+4.31%) Homeowner's exemption$60,633 (+5.99%)$170,375 (+4.03%) Land $42,000 Building $128,375
2023$348.00 (+1.46%) Homeowner's exemption$57,208 (+3%)$163,776 (+12.99%) Land $42,000 Building $121,776
2022$343.00 Homeowner's exemption$55,542$144,948 Land $42,000 Building $102,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, LiveOak Fiber.

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