821 N Union Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 821 N Union Ave, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,011 sqft · built 2019
Lot Size	0.166 acres (7,231 sqft)
Owner	2 Trust Names on File
Last Sale	$234,000 (Sep 2019)
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-13-206-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-13-206-002-000`
Alternative APN	`91632`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,011 sqft Finished Area
Basement Area	1,011 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,231 sqft (0.166 acres)
Garage Type	Attached
Garage Area	847 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	91632
Street Address	821 N UNION AVE
City	SIOUX FALLS
State	SD
Zip	57110-8570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 6 WILD MEADOWS ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	MEADOWS ADDITION
Legal Block	6
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2001
Census Tract	405

Owner

821 N Union Ave is owner-occupied and held in a trust since September 2019.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	821 N UNION AVE, SIOUX FALLS, SD 57110-8570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST DAKOTA NATIONAL BANK
Sep 10, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Deed Book / Page	591-D / 0498
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	821 N UNION AVE, SIOUX FALLS, SD 57110-8570
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 N UNION AVE, SIOUX FALLS, SD 57110-8570

Mortgage

Document Number	MTG1982/662
Date	Apr 15, 2024
Book Page	MTG 1982/662

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	6109 S OLD VILLAGE PL, SIOUX FALLS, SD 57108

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 10, 2019
Property Address	821 N UNION AVE, SIOUX FALLS, SD 57110-8570
Document Number	591DEED/0498
Book / Page	591 DEED / 0498
Instrument Date	Sep 3, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	821 N UNION AVE, SIOUX FALLS, SD 57110-8570

Mortgage

Document Number	1866MTG0787
Date	Sep 10, 2019
Instrument	1866 MTG/0787

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 821 N Union Ave was $3,805.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,788 (+15.05%) Land $29,670 Building $295,118	$324,788 Land $29,670 Building $295,118
2025	$3,805.00	$282,300 (+0.71%) Land $30,000 Building $252,300
2024	$3,805.00	$280,300 Land $26,400 Building $253,900
2022	$3,527.00	$234,700 Land $26,400 Building $208,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 N Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 N Union Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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