820 N Union Ave, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 820 N Union Ave, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,011 sqft · built 2022
Lot Size	0.136 acres (5,942 sqft)
Owner	2 Trust Names on File
Last Sale	$331,000 (Apr 2023)
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-13-207-038-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-13-207-038-000`
Alternative APN	`91635`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,011 sqft Finished Area
Basement Area	991 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,942 sqft (0.136 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	91635
Street Address	820 N UNION AVE
City	SIOUX FALLS
State	SD
Zip	57110-8571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 BLOCK 7 WILD MEADOWS ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	MEADOWS ADDITION
Legal Block	7
Legal Lot Number	38
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2001
Census Tract	405

Owner

820 N Union Ave is owner-occupied and held in a trust since April 2023.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	820 N UNION AVE, SIOUX FALLS, SD 57110-8571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Deed of Trust, Mortgage · Line of Credit FIRST INTERNATIONAL BANK & TRUST
Apr 10, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Deed Book / Page	619-D / 244
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	820 N UNION AVE, SIOUX FALLS, SD 57110-8571
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001996/825
Date	Mar 18, 2025
Book Page	1996/825
Instrument	128444

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	601 S MINNESOTA AVE, SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 10, 2023
Property Address	820 N UNION AVE, SIOUX FALLS, SD 57110-8571
Document Number	619DEED/244
Book / Page	619 DEED / 244
Instrument Date	Apr 5, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$331.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27297 WETLAND RD, HARRISBURG, SD 57032-8263

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	820 N UNION AVE, SIOUX FALLS, SD 57110-8571

Mortgage

Document Number	01968MTG56
Date	Apr 10, 2023
Instrument	1968 MTG/56

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 820 N Union Ave was $3,842.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,183 (+17.22%) Land $24,725 Building $309,458	$334,183 Land $24,725 Building $309,458
2025	$3,842.00	$285,100 (-0.21%) Land $25,000 Building $260,100
2024	$3,842.00	$285,700 Land $21,900 Building $263,800
2022	$455.00	$21,900 Land $21,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 820 N Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 N Union Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on N Union Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures