821 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 821 N Cherry St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	7 ba · 2,160 sqft · built 1981
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$850,000 (Jun 2025)
Tax Bill	$7,258 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Aug 2018 Transfer + 2 more
APN	`04-19-0-406-014`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-406-014`

Interior

Full Baths	7 Baths
Stories	2 Stories
Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.28 acres)
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	821 N CHERRY ST
City	O FALLON
State	IL
Zip	62269-1195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD WEST 7TH ADDITION LOT/SEC-3 A02850789
Legal Subdivision	FAIRWOOD WEST 7TH ADDITION
Legal Block	406
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3011
Census Tract	504355

Owner

821 N Cherry St is owned by a company that bought it in June 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	2409 CALICO LN, MARYVILLE, IL 62062-6871
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2019	Correction Deed, Mortgage · Line of Credit FCB BK
Aug 16, 2018	Quit Claim Deed, Transfer ABSTRACTS AND TITLES INC
Jun 12, 2018	Loan Modification, Mortgage FCB BK
Jun 12, 2017	Loan Modification, Mortgage FIRST COLLINSVILLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2025 · Amount on File
Deed Sale	Jun 13, 2025 · Amount on File
Prior Sale	Jan 30, 2006 · Amount on File
Deed Document Number	20252850789
Prior Transfer Date	Nov 3, 2003
Prior Transfer Doc	0001805953
Record Updated	Oct 29, 2026

February 2019: Correction Deed, Mortgage

Document Type	Correction Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 1, 2019
Property Address	821 N CHERRY ST, O FALLON, IL 62269-1195
Instrument Date	Dec 13, 2018
Instrument	2602983
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 445 MARYVILLE IL 620620445, MARYVILLE, IL 62062-0445

Mortgage

Document Number	00A2602983
Date	Feb 1, 2019
Instrument	2602983

Lender

Name	FCB BK
Type	Bank
Address	2610 N ILLINOIS ST, SWANSEA, IL 62226-2325

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 16, 2018
Property Address	821 N CHERRY ST, O FALLON, IL 62269-1195
Document Number	00A2586777
Instrument Date	Aug 6, 2018
Instrument	2586777
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	ABSTRACTS AND TITLES INC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 520 MARYVILLE IL 620620520, MARYVILLE, IL 62062-0520

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	821 N CHERRY ST, O FALLON, IL 62269-1195
Document Number	00A2580992
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 520 MARYVILLE IL 620620520, MARYVILLE, IL 62062-0520

Mortgage

Document Number	00A2580992
Date	Jun 29, 2018
Instrument	2580992

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 28, 2019

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	821 N CHERRY ST, O FALLON, IL 62269-1195
Document Number	00A2542698
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 520 MARYVILLE IL 620620520, MARYVILLE, IL 62062-0520

Mortgage

Document Number	00A2542698
Date	Jul 10, 2017
Instrument	2542698

Lender

Name	FIRST COLLINSVILLE BK
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jul 9, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 821 N Cherry St was $7,258.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,258.00	$100,693 Land $14,255 Building $86,438	$302,079 Land $42,765 Building $259,314
2022		$74,953 Land $10,611 Building $64,342	$224,859 Land $31,833 Building $193,026

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 821 N Cherry St; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 N Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

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