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821 Main St, Windermere, FL 34786 Property Records

Orange County property record for 821 Main St, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 732 sqft · built 1958
Lot Size0.184 acres (8,001 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Jul 2021)
Tax Bill$5,211 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-23-28-9336-01-160

Property Details

APN / Parcel Number

Primary APN17-23-28-9336-01-160
Alternative APNs
  • 282317933601160
  • 284262
  • 289108
  • 293271

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area732 sqft Living Area
Gross Area1,113 sqft
1st Floor Area648 sqft
Utility Area88 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1965
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area8,001 sqft (0.184 acres)
Garage TypeCarport
Garage Area209 sqft
CarportCarport
Carport Area209 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemConvection
Heating FuelElectric

Location & Zoning

Street Address821 MAIN ST
CityWINDERMERE
StateFL
Zip34786-8726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionPLAT OF WINDERMERE G/36 LOT 116 SEE 5416/2988
Legal Range28E
Legal Township23S
Legal Section17
Legal SubdivisionWINDERMERE
Legal Tract9336
Legal Block1
Legal Lot Number116
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2036
Census Tract14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address42 N MAIN ST, MULLICA HILL, NJ 08062-9408
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2021 · Amount on Record
Deed SaleJul 13, 2021 · Amount on Record
Prior SaleOct 1, 1996 · Amount on Record
Deed Document Number2021417725
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 13, 2021
Property Address821 MAIN ST, WINDERMERE, FL 34786-8726
Document Number20210417725
Map ReferenceMB G PG 36-39
Instrument DateJul 6, 2021
Instrument20210417725
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4908 SPRING RUN AVE, 4908, ORLANDO, FL 32819-3360

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 N MAIN ST, MULLICA HILL, NJ 08062-9408

Mortgage

Document Number20210417726
DateJul 13, 2021
Instrument20210417726
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,180 (+0.82%) Land $250,000 Building $30,180$280,180 (-3.53%) Land $250,000 Building $30,180
2025$5,211.00 (+5.87%)$277,896 (-3.73%)$290,440 (+0.62%) Land $250,000 Building $40,440
2024$4,922.00 (+5.62%)
2023$4,660.00 (+18.24%)$288,664 (+38.26%) Land $250,000 Building $38,664$288,664 (+38.26%) Land $250,000 Building $38,664
2022$3,941.00$208,787 Land $175,000 Building $33,787$208,787 Land $175,000 Building $33,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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