803 Main St, Windermere, FL 34786 Property Records

Orange County property record for 803 Main St, Windermere, FL 34786 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1998
Lot Size	0.184 acres (8,001 sqft)
Owner	2 Individual Names on File
Last Sale	$447,000 (Mar 2021)
Tax Bill	$9,284 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9336-01-120`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9336-01-120`
Alternative APNs	`282317933601120` `284257` `289104` `293268`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	1,456 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,001 sqft (0.184 acres)
Lot Width	50 ft Width

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	138 sqft
Patio Area	218 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	803 MAIN ST
City	WINDERMERE
State	FL
Zip	34786-8726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF WINDERMERE G/36 LOT 112
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE
Legal Tract	9336
Legal Block	1
Legal Lot Number	112
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2036
Census Tract	14809

Owner

Source: Orange County records · APN 17-23-28-9336-01-120

Assessment roll updated April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	803 MAIN ST, WINDERMERE, FL 34786-8726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Aug 29, 2016 · Amount on Record
Deed Document Number	2021147756
Prior Transfer Date	Apr 20, 2009
Prior Transfer Doc	0000282467
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	803 MAIN ST, WINDERMERE, FL 34786-8726
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 MAIN ST, WINDERMERE, FL 34786-8726

Mortgage

Document Number	0000187564
Date	Apr 01, 2024
Instrument	20240187564

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	803 MAIN ST, WINDERMERE, FL 34786-8726
Transaction Type	Mortgage
Record Updated	Jul 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 MAIN ST, WINDERMERE, FL 34786-8726

Mortgage

Document Number	0000390628
Date	Jun 23, 2022
Instrument	20220390628

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 15, 2021
Property Address	803 MAIN ST, WINDERMERE, FL 34786-8726
Document Number	20210147756
Map Reference	MB G PG 36-39
Instrument Date	Mar 12, 2021
Instrument	20210147756
Transaction Type	Transfer
Record Updated	Apr 01, 2021
Title Company	PREMIER TITLE INS CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,129.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 BUTLER ST, 430, WINDERMERE, FL 34786-8534

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	803 MAIN ST, WINDERMERE, FL 34786-8726

Mortgage

Document Number	20210147757
Date	Mar 15, 2021
Instrument	20210147757

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 15, 2021
Property Address	803 MAIN ST, WINDERMERE, FL 34786-8726
Document Number	0000147756
Map Reference	MB G PG 36-39
Instrument Date	Mar 12, 2021
Instrument	20210147756
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	PREMIER TITLE INSURANCE COMPANY LLC, PREMIER TITLE INS CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,129.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 BUTLER ST, 430, WINDERMERE, FL 34786-8534

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	803 MAIN ST, WINDERMERE, FL 34786-8726

Mortgage

Document Number	0000147757
Date	Mar 15, 2021
Instrument	20210147757

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,660 (+22.67%) Land $250,000 Building $391,660	$641,660 (+17.88%) Land $250,000 Building $391,660
2025	$9,284.00 (+6.71%)	$523,071 (+2.68%)	$544,340 (+6.86%) Land $250,000 Building $294,340
2024	$8,700.00 (+7.34%)
2023	$8,105.00 (+16.9%)	$509,409 (+29.62%) Land $250,000 Building $259,409	$509,409 (+29.62%) Land $250,000 Building $259,409
2022	$6,933.00	$392,991 Land $175,000 Building $217,991	$392,991 Land $175,000 Building $217,991

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 59 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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