821 Helm Dr, New Bern, NC 28560 Property Records

Craven County property record for 821 Helm Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,295 sqft · built 1983
Lot Size	0.297 acres (12,941 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Aug 2022)
Tax Bill	$1,487 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2022 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`2-055-125`

Property Details

APN / Parcel Number

Primary APN	`2-055-125`
Alternative APNs	`129955` `106643`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,295 sqft Living Area
1st Floor Area	1,225 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,941 sqft (0.297 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	106643
Street Address	821 HELM DR
City	NEW BERN
State	NC
Zip	28560-6482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	125 TOBAGO SEC 7 PT 1
Legal Subdivision	FAIRFIELD HARBOUR TABAGO
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2011
Census Tract	960101

Owner

821 Helm Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	821 HELM DR, NEW BERN, NC 28560-6482
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 1, 2022	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 10, 2020	Intrafamily Transfer, Transfer
Jul 9, 2020	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jan 19, 2018	Warranty Deed, Transfer
Sep 18, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Jul 9, 2020 · Amount on File
Deed Document Number	202210101034
Deed Book / Page	3736 / 288
Prior Transfer Date	Sep 13, 2017
Prior Transfer Doc	03513/2050
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	821 HELM DR, NEW BERN, NC 28560-6482
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03673/1872
Date	Jun 7, 2021
Book Page	3673/1872
Instrument	10077072

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Oct 1, 2050

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 1, 2022
Property Address	821 HELM DR, NEW BERN, NC 28560-6482
Document Number	003736/288
Book / Page	3736 / 288
Map Reference	MB 13 PG 45
Instrument Date	Jul 27, 2022
Instrument	10101034
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 HELM DR, NEW BERN, NC 28560-6482

Mortgage

Document Number	0003736292
Date	Aug 1, 2022
Instrument	3736/292

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Jul 10, 2020
Property Address	821 HELM DR, NEW BERN, NC 28560-6482
Document Number	03620/1453
Book / Page	3620 / 1453
Map Reference	MB 13 PG 45
Instrument Date	Jul 9, 2020
Instrument	10057389
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	821 HELM DR, NEW BERN, NC 28560-6482

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 9, 2020
Property Address	821 HELM DR, NEW BERN, NC 28560-6482
Document Number	03620/1390
Book / Page	3620 / 1390
Map Reference	MB 13 PG 45
Instrument Date	Jul 2, 2020
Instrument	10057381
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 BRIDGES ST, 1306, MOREHEAD CITY, NC 28557-3757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 HELM DR, NEW BERN, NC 28560-6482

Mortgage

Document Number	0036201393
Date	Jul 9, 2020
Instrument	3620/1393

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 19, 2018
Property Address	821 HELM DR, NEW BERN, NC 28560-6482
Document Number	003525/559
Book / Page	3525 / 559
Instrument Date	Jan 19, 2018
Instrument	000010017854
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 BRIDGES ST, MOREHEAD CITY, NC 28557-3757

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 18, 2017
Property Address	821 HELM DR, NEW BERN, NC 28560-6482
Document Number	03513/2050
Book / Page	3513 / 2050
Instrument Date	Sep 13, 2017
Transaction Type	Foreclosure
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$197.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 RAMSEY ST, FAYETTEVILLE, NC 28311-2133

Tax Assessment & Valuation

The 2026 property tax bill for 821 Helm Dr was $1,487.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,487.00	$293,480 (-) Land $40,000 Building $253,480	$293,480 (-) Land $40,000 Building $253,480
2025	$1,487.00	$293,480 Land $40,000 Building $253,480	$293,480 Land $40,000 Building $253,480
2023	$1,475.00 (+11.91%)	$293,480 (+42.29%) Land $40,000 Building $253,480	$293,480 Land $40,000 Building $253,480
2022	$1,318.00	$206,260 Land $14,500 Building $191,760
2018			$206,260 Land $14,500 Building $191,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 Helm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 Helm Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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