820 Helm Dr, New Bern, NC 28560 Property Records

Craven County property record for 820 Helm Dr, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,069 sqft · built 1989
Lot Size	0.554 acres (24,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2021)
Tax Bill	$1,590 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`2-055-054`

Property Details

APN / Parcel Number

Primary APN	`2-055-054`
Alternative APN	`87188`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	2,069 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,120 sqft (0.554 acres)
Garage Type	Attached
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	87188
Street Address	820 HELM DR
City	NEW BERN
State	NC
Zip	28560-6480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	54 & 55 TOBAGO SEC 7 PART 1 160X150
Legal Subdivision	TREASURE COVE TOBAGO
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2008
Census Tract	960101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 HELM DR, NEW BERN, NC 28560-6480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 6, 2017	Deed of Trust, Mortgage FIRST CITIZENS BANK AND TRUST CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Oct 30, 2008 · Amount on Record
Deed Document Number	202110085022
Deed Book / Page	3694 / 2062
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 13, 2021
Property Address	820 HELM DR, NEW BERN, NC 28560-6480
Document Number	3694/2062
Book / Page	3694 / 2062
Map Reference	MB 13 PG 45
Instrument Date	Oct 6, 2021
Instrument	10085022
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 HELM DR, NEW BERN, NC 28560-6480

Mortgage

Document Number	36942065
Date	Oct 13, 2021
Instrument	3694/2065

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	820 HELM DR, NEW BERN, NC 28560-6480
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0035152024
Date	Oct 6, 2017
Book Page	3515/2024

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,590.00	$314,750 (-) Land $50,000 Building $264,750	$314,750 (-) Land $50,000 Building $264,750
2025	$1,590.00 (+0.76%)	$314,750 (-) Land $50,000 Building $264,750	$314,750 (-) Land $50,000 Building $264,750
2023	$1,578.00 (+46.79%)	$314,750 (+89.12%) Land $50,000 Building $264,750	$314,750 (+89.12%) Land $50,000 Building $264,750
2022	$1,075.00	$166,430 Land $18,130 Building $148,300
2018			$166,430 Land $18,130 Building $148,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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