Winneshiek County property record for 821 E Water St, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,097 sqft · built 1915 |
| Lot Size | 0.152 acres (6,625 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,338 (2026) |
| Flood Zone | Zone AH (high risk) |
| APN | 111533201000 |
| Primary APN | 111533201000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,097 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Attic | Attic |
| Attic Area | 281 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,625 sqft (0.152 acres) |
| Lot Dimensions | 125 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 126 sqft |
| Deck Area | 261 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 821 E WATER ST |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-1931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 1 MATTESON'S ADDN |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 15 |
| Legal Subdivision | MATTESONS ADD |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 950200 |
821 E Water St is owned and occupied by two individuals.
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 821 E WATER ST, DECORAH, IA 52101-1931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 821 E Water St was $2,338 with a homeowner's exemption.
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Municipality | Decorah City |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,338.00 | $160,620 (-) Land $20,460 Building $140,160 | $160,620 (-) Land $20,460 Building $140,160 |
| 2025 | $2,338.00 (+6.56%) Homeowner's exemption | $160,620 Land $20,460 Building $140,160 | $160,620 Land $20,460 Building $140,160 |
| 2024 | $2,194.00 | ||
| 2023 | $140,430 (+15.31%) Land $20,460 Building $119,970 | $140,430 Land $20,460 Building $119,970 | |
| 2022 | $2,352.00 Homeowner's exemption | $121,790 Land $17,050 Building $104,740 | |
| 2021 | $121,790 Land $17,050 Building $104,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 821 E Water St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 854.5 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 4 (2016) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2016 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 821 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 9 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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