817 E Water St, Decorah, IA 52101 Property Records

Winneshiek County property record for 817 E Water St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 625 sqft · built 1930
Lot Size	0.152 acres (6,625 sqft)
Owner	Company Name on File
Last Sale	$107,000 (May 2025)
Tax Bill	$1,694 (2026)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`111533200800`

Property Details

APN / Parcel Number

Primary APN	`111533200800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	625 sqft Living Area
Basement Area	625 sqft
Unfinished Basement	625 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,625 sqft (0.152 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	817 E WATER ST
City	DECORAH
State	IA
Zip	52101-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 1 MATTESON'S ADDN
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	MATTESONS ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1077
Census Tract	950200

Owner

817 E Water St is owned by a company that bought it in May 2025.

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2376 MIDDLE CALMAR RD, DECORAH, IA 52101-7867
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Deed Document Number	20251305
Deed Book / Page	2025 / 1305
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	817 E WATER ST, DECORAH, IA 52101-1931
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/2303
Date	Jun 4, 2021
Book Page	2021/2303
Instrument	2021 2303

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 817 E Water St was $1,694.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,694.00	$97,970 (-) Land $20,460 Building $77,510	$97,970 (-) Land $20,460 Building $77,510
2025	$1,694.00 (+3.55%)	$97,970 Land $20,460 Building $77,510	$97,970 Land $20,460 Building $77,510
2024	$1,636.00
2023		$86,960 (+16.47%) Land $20,460 Building $66,500	$86,960 Land $20,460 Building $66,500
2022	$1,556.00	$74,660 Land $17,050 Building $57,610
2021			$74,660 Land $17,050 Building $57,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 817 E Water St in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 817 E Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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