821 E Concord St, Orlando, FL 32803 Property Records

Orange County property record for 821 E Concord St, Orlando, FL 32803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,133 sqft · built 1947
Lot Size	0.37 acres (16,102 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Mar 2019)
Tax Bill	$9,961 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-22-29-1581-00-020`

Property Details

APN / Parcel Number

Primary APN	`25-22-29-1581-00-020`
Alternative APNs	`292225158100020` `364468` `369743` `374136`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,133 sqft Living Area
Gross Area	4,321 sqft
1st Floor Area	3,133 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1970
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,102 sqft (0.37 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	228 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	821 E CONCORD ST
City	ORLANDO
State	FL
Zip	32803-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B/T/HP
Legal Description	CONCORD-HYER SUB 45/39 LOTS 1 & 2
Legal Range	29E
Legal Township	22S
Legal Section	25
Legal Subdivision	CONCORD-HYER SUB
Legal Tract	1581
Legal Lot Number	1,2
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1003
Census Tract	10202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Eola Heights Historic District listed 1992 · 487 contributing resources · NRIS 91001912

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

821 E Concord St is owned and occupied by an individual who bought it in March 2019.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	821 E CONCORD ST, ORLANDO, FL 32803-4616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Mar 12, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2019 · Amount on File
Deed Sale	Mar 12, 2019 · Amount on File
Prior Sale	Oct 13, 2016 · Amount on File
Deed Document Number	2019148769
Prior Transfer Date	Sep 23, 2015
Prior Transfer Doc	0000056443
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	821 E CONCORD ST, ORLANDO, FL 32803-4616
Document Number	0000002109
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	821 E CONCORD ST ORLANDO FL 328034616, ORLANDO, FL 32803-4616

Mortgage

Document Number	0000002109
Date	Jan 4, 2021
Instrument	2109

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jan 3, 2041

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 12, 2019
Property Address	821 E CONCORD ST, ORLANDO, FL 32803-4616
Document Number	0000148769
Map Reference	MB 45 PG 39
Instrument Date	Mar 1, 2019
Instrument	20190148769
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11990 AMRKET ST #305305, 11990, RESTON, VA 20190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 E CONCORD ST, ORLANDO, FL 32803-4616

Mortgage

Document Number	0000148770
Date	Mar 12, 2019
Instrument	20190148770

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 821 E Concord St was $9,961, up 3.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,911 (+2.7%)	$675,720 (-6.02%) Land $266,400 Building $409,320
2025	$9,961.00 (+3.42%) Homeowner's exemption	$578,297	$719,010 Land $266,400 Building $452,610
2024	$9,632.00 (+8.51%)
2023	$8,877.00 (+6.17%) Homeowner's exemption	$509,786 (+3%)	$640,230 (+19.93%) Land $266,400 Building $373,830
2022	$8,361.00 Homeowner's exemption	$494,938	$533,819 Land $266,400 Building $267,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 E Concord St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 E Concord St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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