821 E Baker Ct, Stillwater, OK 74075 Property Records

Payne County property record for 821 E Baker Ct, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,049 sqft · built 2011
Lot Size	0.192 acres (8,396 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Nov 2011)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20N02E-25-3-SN628-001-0031`

Property Details

APN / Parcel Number

Primary APN	`20N02E-25-3-SN628-001-0031`
Alternative APNs	`600081231` `81231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,049 sqft Living Area
1st Floor Area	1,713 sqft
2nd Floor Area	336 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,396 sqft (0.192 acres)
Garage Type	Built-in
Garage Area	562 sqft
Porch	Slab
Porch Area	269 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	81231
Street Address	821 E BAKER CT
City	STILLWATER
State	OK
Zip	74075-1894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH TOWER PRK, 5TH SEC BLK 1 LOT 31
Legal Range	02E
Legal Township	20N
Legal Section	25
Legal Subdivision	NORTH TOWER PRK 5TH SEC
Legal Block	1
Legal Lot Number	31
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1009
Census Tract	10101

Owner

821 E Baker Ct is owned and occupied by an individual who bought it in November 2011.

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	821 E BAKER CT, STILLWATER, OK 74075-1894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2011 · Amount on File
Deed Sale	Nov 21, 2011 · Amount on File
Deed Document Number	201119117
Deed Book / Page	1988 / 318
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	821 E BAKER CT, STILLWATER, OK 74075-1894
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 E BAKER CT, STILLWATER, OK 74075-1894

Mortgage

Document Number	0027540958
Date	Jun 22, 2023
Book Page	2754/958
Instrument	I-2023-005895

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 821 E Baker Ct was $2,482 with a homeowner's exemption, up 2.7% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,270 (+6.09%) Land $4,008 Building $22,262	$230,446 Land $35,160 Building $195,286
2025	$2,482.00 (+2.73%) Homeowner's exemption	$24,762 (-) Land $2,296 Building $22,466
2024	$2,416.00 (+3.34%) Homeowner's exemption	$24,762 (+3%) Land $2,296 Building $22,466	$323,460 (+8.29%) Land $30,000 Building $293,460
2023	$2,338.00 (+3.36%) Homeowner's exemption	$24,041 (+3%) Land $2,414 Building $21,627	$298,710 (+20.05%) Land $30,000 Building $268,710
2022	$2,262.00 Homeowner's exemption	$23,341 Land $2,814 Building $20,527	$248,830 Land $30,000 Building $218,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 821 E Baker Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 E Baker Ct is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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