817 E Baker Ct, Stillwater, OK 74075 Property Records

Payne County property record for 817 E Baker Ct, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,633 sqft · built 2008
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,500 (Mar 2024)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20N02E-25-3-SN628-001-0032`

Property Details

APN / Parcel Number

Primary APN	`20N02E-25-3-SN628-001-0032`
Alternative APNs	`600081232` `81232`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,633 sqft Living Area
1st Floor Area	1,633 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	508 sqft
Porch	Slab
Porch Area	163 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	81232
Street Address	817 E BAKER CT
City	STILLWATER
State	OK
Zip	74075-1894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH TOWER PRK, 5TH SEC BLK 1 LOT 32
Legal Range	02E
Legal Township	20N
Legal Section	25
Legal Subdivision	NORTH TOWER PRK 5TH SEC
Legal Block	1
Legal Lot Number	32
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1009
Census Tract	10101

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8675 C AND E LN, BROWNWOOD, TX 76801-0979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Sep 10, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	20242651
Deed Book / Page	2793 / 496
Prior Transfer Date	May 1, 2009
Prior Transfer Doc	0018310478
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jul 27, 2021
Property Address	817 E BAKER CT, STILLWATER, OK 74075-1894
Document Number	0026440757
Book / Page	2644 / 757
Instrument Date	Jul 23, 2021
Instrument	2021-009623
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	817 E BAKER CT, STILLWATER, OK 74075-1894

Mortgage

Document Number	2021009624
Date	Jul 27, 2021
Instrument	2021-009624

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Aug 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Sep 10, 2020
Property Address	817 E BAKER CT, STILLWATER, OK 74075-1894
Document Number	0025850928
Book / Page	2585 / 928
Instrument Date	Sep 9, 2020
Instrument	2020-009995
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$295.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	817 E BAKER CT, STILLWATER, OK 74075-1894

Mortgage

Document Number	2020009996
Date	Sep 10, 2020
Instrument	2020-009996

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,378 (+24.33%) Land $5,700 Building $26,678	$284,020 (+8.79%) Land $50,000 Building $234,020
2025	$3,148.00 (+23.64%) Homeowner's exemption	$26,042 (-) Land $2,992 Building $23,050
2024	$2,546.00 (+3.33%) Homeowner's exemption	$26,042 (+3%) Land $2,992 Building $23,050	$261,060 (+1%) Land $30,000 Building $231,060
2023	$2,464.00 (+3.36%) Homeowner's exemption	$25,283 (+3%) Land $3,196 Building $22,087	$237,330 (+10.22%) Land $30,000 Building $207,330
2022	$2,384.00 Homeowner's exemption	$24,547 Land $3,420 Building $21,127	$215,330 Land $30,000 Building $185,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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