821 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 821 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,998 sqft · built 1908
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,262 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-285-006`

Property Details

APN / Parcel Number

Primary APN	`06-11-285-006`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,998 sqft Living Area
Gross Area	4,497 sqft
Basement Area	1,499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	821 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-2907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS GROVE ADDN NORTH 1/2 LOT 13 & ALL OF LOT 14 BLOCK 11
Legal Subdivision	LOVELLS GROVE ADDN
Legal Block	11
Legal Lot Number	13,14
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	850800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	821 DOUGLAS AVE, ELGIN, IL 60120-2907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2013
Deed Sale	May 6, 2013
Prior Sale	Mar 4, 2011 · Amount on Record
Deed Document Number	201333081
Prior Transfer Date	Apr 26, 2013
Prior Transfer Doc	0000033081
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	821 DOUGLAS AVE, ELGIN, IL 60120-2907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003765
Date	Jan 15, 2021
Instrument	2021K003765

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,262.00 (+15.9%) Homeowner's exemption	$168,729 (+8.57%) Land $29,574 Building $139,155	$506,390 (+8.57%) Land $88,758 Building $417,632
2024		$155,411 (+21.39%) Land $27,240 Building $128,171	$466,420 (+21.44%) Land $81,753 Building $384,667
2022	$10,580.00 (+4.31%) Homeowner's exemption	$128,022 (+6.96%) Land $22,439 Building $105,583	$384,066 (+6.96%) Land $67,317 Building $316,749
2021	$10,143.00 Homeowner's exemption	$119,692 Land $20,979 Building $98,713	$359,076 Land $62,937 Building $296,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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