820 Douglas Ave, Elgin, IL 60120 Property Records

Kane County property record for 820 Douglas Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,384 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2019)
Tax Bill	$15,194 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-284-016`

Property Details

APN / Parcel Number

Primary APN	`06-11-284-016`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,384 sqft Living Area
Gross Area	6,768 sqft
Basement Area	2,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	820 DOUGLAS AVE
City	ELGIN
State	IL
Zip	60120-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELLS GROVE ADDN LOT 7 BLOCK 12
Legal Subdivision	LOVELLS GROVE ADDN
Legal Block	12
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2009
Census Tract	850800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	820 DOUGLAS AVE, ELGIN, IL 60120-2908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Dec 6, 2004 · Amount on Record
Deed Document Number	201928864
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	820 DOUGLAS AVE, ELGIN, IL 60120-2908
Document Number	0000030984
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	820 DOUGLAS AVE ELGIN IL 601202908, ELGIN, IL 60120-2908

Mortgage

Document Number	0000030984
Date	Jun 15, 2020
Instrument	30984

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 8, 2019
Property Address	820 DOUGLAS AVE, ELGIN, IL 60120-2908
Document Number	0000028864
Instrument Date	Jun 21, 2019
Instrument	28864
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 W ELLINGTON CT SOUTH ELGIN IL 601772182, SOUTH ELGIN, IL 60177-2182

Mortgage

Document Number	28865
Date	Jul 8, 2019
Instrument	28865

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,194.00 (+15.91%) Homeowner's exemption
2024		$190,817 (+21.39%) Land $21,099 Building $169,718	$572,680 (+21.44%) Land $63,322 Building $509,358
2022	$13,109.00 (+4.24%) Homeowner's exemption	$157,188 (+6.96%) Land $17,380 Building $139,808	$471,564 (+6.96%) Land $52,140 Building $419,424
2021	$12,576.00 Homeowner's exemption	$146,960 Land $16,249 Building $130,711	$440,880 Land $48,747 Building $392,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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