Montgomery County property record for 821 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,940 sqft · built 1957 |
| Lot Size | 0.193 acres (8,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jun 2008) |
| Tax Bill | $4,821 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-00106-0012 |
| Primary APN | N64-00106-0012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,940 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 1,940 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 8,394 sqft (0.193 acres) |
| Lot Dimensions | 115 ft deep x 73 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 821 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 111 SHROYER EST 3 |
| Legal Subdivision | SHROYER EST 3 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 20800 |
821 Cushing Ave is owned and occupied by an individual who bought it in June 2008.
Source: Montgomery County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 821 CUSHING AVE, DAYTON, OH 45429-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2008 · Amount on File |
| Deed Sale | Jun 5, 2008 · Amount on File |
| Prior Sale | Feb 8, 2006 · Amount on File |
| Deed Document Number | 200840641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 821 CUSHING AVE, DAYTON, OH 45429-3405 |
| Document Number | 0000015419 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 821 CUSHING AVE DAYTON OH 454293405, DAYTON, OH 45429-3405 |
| Document Number | 0000015419 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 15419 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 3600 SHROYER RD, KETTERING, OH 45429-2734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 5.5% |
|---|
The 2025 property tax bill for 821 Cushing Ave was $4,821.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,821.00 | $75,720 Land $14,090 Building $61,630 | $216,350 Land $40,270 Building $176,080 |
| 2024 | $4,821.00 (+15%) | ||
| 2023 | $4,192.00 (-7.64%) | $75,720 (+37.3%) Land $14,090 Building $61,630 | $216,350 Land $40,270 Building $176,080 |
| 2022 | $4,539.00 | $55,150 Land $10,290 Building $44,860 | |
| 2020 | $157,570 Land $29,390 Building $128,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 821 Cushing Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 821 Cushing Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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