816 Cushing Ave, Dayton, OH 45429 Property Records

Montgomery County property record for 816 Cushing Ave, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1958
Lot Size	0.224 acres (9,775 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Sep 2019)
Tax Bill	$4,302 (2024)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 00106 0021`

Property Details

APN / Parcel Number

Primary APN	`N64 00106 0021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,775 sqft (0.224 acres)
Lot Dimensions	115 ft deep x 85 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	816 CUSHING AVE
City	DAYTON
State	OH
Zip	45429-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	274 SHROYER ESTS 7
Legal Subdivision	SHROYER EST
Legal Lot Number	21
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2021
Census Tract	20800

Owner

816 Cushing Ave is owned and occupied by an individual who bought it in September 2019.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	816 CUSHING AVE, DAYTON, OH 45429-3406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Prior Sale	Jul 13, 2006 · Amount on File
Deed Document Number	2019-00052744
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 26, 2019
Property Address	816 CUSHING AVE, DAYTON, OH 45429-3406
Document Number	0000052744
Instrument Date	Sep 13, 2019
Instrument	52744
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 CUSHING AVE DAYTON OH 454293406, DAYTON, OH 45429-3406

Mortgage

Document Number	52762
Date	Sep 26, 2019
Instrument	52762

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,330 Land $15,250 Building $61,080
2024	$4,302.00 (+3.31%)
2023	$4,164.00 (+13.34%)	$76,330 (+37.31%) Land $15,250 Building $61,080	$218,070 Land $43,570 Building $174,500
2022	$3,674.00	$55,590 Land $11,130 Building $44,460
2020			$158,850 Land $31,810 Building $127,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 816 Cushing Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 816 Cushing Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20