San Diego County property record for 821 Concepcion Ave, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,511 sqft · built 1974 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (Mar 2021) |
| Tax Bill | $7,968 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage May 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 584-320-07-00 |
| Primary APN | 584-320-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,511 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 821 CONCEPCION AVE |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-4902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 11 LOTS 17 & 18 ST CLSD ADJ & TR 000441 |
| Legal Subdivision | COLONY/LA PRESA |
| Legal Tract | 000441 |
| Legal Block | 11 |
| Legal Lot Number | 17,18 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13908 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| May 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 30, 2021 | Intrafamily Transfer, Transfer · Commercial Mortgage GOLDEN STATE FINANCE AUTHORITY |
| Mar 30, 2021 | Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP |
| Mar 6, 2017 | Grant Deed, Transfer TITLE 365 |
| Mar 6, 2017 | Grant Deed, Transfer TITLE 365 |
| Mar 6, 2017 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Prior Sale | Mar 6, 2017 · Amount on Record |
| Deed Document Number | 2021246736 |
| Prior Transfer Date | Jul 29, 1993 |
| Prior Transfer Doc | 0000513646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Document Number | 0000060950 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024-0060950 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 470 Months |
| Due | May 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Document Number | 0000118395 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 2023-0118395 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 1, 2063 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 30, 2021 |
| Property Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Document Number | 0000246735 |
| Map Reference | MAP 441 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 2021-0246735 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Document Number | 0000246738 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-0246738 |
| Name | GOLDEN STATE FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | SACRAMENTO, CA 95814 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 30, 2021 |
| Property Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Document Number | 0000246736 |
| Map Reference | MAP 441 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021-0246736 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Document Number | 0000246737 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-0246737 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Number | 0000246738 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-0246738 |
| Name | GOLDEN STATE FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | SACRAMENTO, CA 95814 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 6, 2017 |
| Property Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Document Number | 0000104256 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 104256 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2017 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 821 CONCEPCION AVE SPRING VALLEY CA 919774902, SPRING VALLEY, CA 91977-4902 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 6, 2017 |
| Property Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Document Number | 0000104257 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 104257 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2017 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 821 CONCEPCION AVE SPRING VALLEY CA 919774902, SPRING VALLEY, CA 91977-4902 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 6, 2017 |
| Property Address | 821 CONCEPCION AVE, SPRING VALLEY, CA 91977-4902 |
| Document Number | 0000104258 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 104258 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Title Company | TITLE 365 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 821 CONCEPCION AVE SPRING VALLEY CA 919774902, SPRING VALLEY, CA 91977-4902 |
| Document Number | 104259 |
|---|---|
| Date | Mar 6, 2017 |
| Instrument | 104259 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $623,804 (+2%) Land $463,713 Building $160,091 | |
| 2025 | $7,968.00 (+6.84%) | $611,573 (+4.04%) Land $454,621 Building $156,952 |
| 2023 | $7,458.00 (+1.5%) | $587,826 Land $436,968 Building $150,858 |
| 2022 | $7,348.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2010–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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