804 Concepcion Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 804 Concepcion Ave, Spring Valley, CA 91977 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,874 sqft · built 1987
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Feb 1987)
Tax Bill	$3,198 (2025)
Deeds & Mortgages	Feb 2026 Reverse Mortgage Feb 2026 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`584-310-62-00`

Property Details

APN / Parcel Number

Primary APN	`584-310-62-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,874 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	6,200 sqft (0.142 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	804 CONCEPCION AVE
City	SPRING VALLEY
State	CA
Zip	91977-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 10 LOT 18 (EX N 15 FT)STS CLSD ADJ& TR 000441
Legal Subdivision	COLONY/LA PRESA
Legal Tract	000441
Legal Block	10
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	13908

Owner

Source: San Diego County records · APN 584-310-62-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	804 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Feb 13, 2026	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
May 17, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 06, 2018	Deed of Trust, Mortgage · VA Mortgage ROYAL PACIFIC FUNDING CORP
Mar 29, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 1987 · Amount on Record
Deed Sale	Feb 04, 1987 · Amount on Record
Deed Document Number	198762568
Last Transfer Date	Dec 20, 2005
Transfer Doc	0000051441
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	804 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901

Mortgage

Document Number	0000041606
Date	Feb 13, 2026
Instrument	2026-0041606

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	750 Months
Due	Aug 09, 2088

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	804 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901

Mortgage

Document Number	0000041607
Date	Feb 13, 2026
Instrument	2026-0041607

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33409

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	750 Months
Due	Aug 09, 2088

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	804 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901

Mortgage

Document Number	0000373589
Date	May 17, 2021
Instrument	2021-0373589

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	804 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048297
Date	Feb 06, 2018
Instrument	2018-0048297

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	804 CONCEPCION AVE, SPRING VALLEY, CA 91977-4901
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114177
Date	Mar 29, 2019
Instrument	2019-0114177

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$219,014 (+2%) Land $69,676 Building $149,338
2025	$3,198.00 (+5.09%) Homeowner's exemption	$214,720 (+4.04%) Land $68,310 Building $146,410
2024	$3,043.00 (+3.5%)
2023	$2,940.00 (+2.05%) Homeowner's exemption	$206,384 Land $65,658 Building $140,726
2022	$2,881.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730139081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2026, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 548 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Concepcion Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures