821 College St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 821 College St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,222 sqft · built 1890
Lot Size	0.303 acres (13,200 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Apr 2026)
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-478-005`

Property Details

APN / Parcel Number

Primary APN	`8914-11-478-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	1,156 sqft
Unfinished Basement	1,156 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	132 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	158 sqft
Deck Area	438 sqft
Patio Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	821 COLLEGE ST
City	CEDAR FALLS
State	IA
Zip	50613-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PETER O JENSENS ADDITION LOT 4
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	PETER O JENSENS ADDITION
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5017
Census Tract	2200

Owner

821 College St is owned by a company that bought it in April 2026.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	2921 PENDLETON DR, CEDAR FALLS, IA 50613-1658
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Mar 15, 2006	Deed of Trust, Mortgage CITIBANK FSB
Nov 23, 2005	Deed of Trust, Mortgage · ARM FIRST HORIZON HOME LOAN CORP
Apr 10, 2026	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Sep 11, 2009	Special Warranty Deed, Transfer TITLE SERVICES
Sep 30, 2008	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Sep 11, 2009 · Amount on File
Deed Document Number	20264943
Prior Transfer Date	Sep 17, 2008
Prior Transfer Doc	2009006883
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	821 COLLEGE ST, CEDAR FALLS, IA 50613-2557
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 COLLEGE ST, CEDAR FALLS, IA 50613-2557

Mortgage

Document Number	202300003501
Date	Aug 26, 2022
Instrument	202300003501

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	821 COLLEGE ST, CEDAR FALLS, IA 50613-2557
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200622320
Date	Mar 15, 2006
Instrument	200622320

Lender

Name	CITIBANK FSB
Type	Bank
Address	22090

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2036

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	821 COLLEGE ST, CEDAR FALLS, IA 50613-2557
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006013487
Date	Nov 23, 2005
Instrument	2006013487

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 6, 2010
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	12.2%
Index	6-Month LIBOR
Max Rate	12.2%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 10, 2026
Property Address	821 COLLEGE ST, CEDAR FALLS, IA 50613-2557
Document Number	0000004943
Instrument Date	Apr 9, 2026
Instrument	20264943
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Tax	$31,431.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2921 PENDLETON DR, CEDAR FALLS, IA 50613-1658

September 2009: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 11, 2009
Property Address	821 COLLEGE ST, CEDAR FALLS, IA 50613-2557
Document Number	2010005306
Instrument Date	Sep 1, 2009
Instrument	2010005306
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 SHERIDAN RD

September 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 30, 2008
Property Address	821 COLLEGE ST, CEDAR FALLS, IA 50613-2557
Document Number	2009006883
Instrument Date	Sep 17, 2008
Instrument	2009006883
Transaction Type	Foreclosure
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4000 HORIZON WAY, IRVING, TX 75063-2260

Tax Assessment & Valuation

The 2025 property tax bill for 821 College St was $4,624, up 5.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,624.00 (+5.57%)	$308,010 Land $68,600 Building $239,410	$308,010 Land $68,600 Building $239,410
2024	$4,380.00
2023		$272,170 (+22.45%) Land $44,100 Building $228,070	$272,170 Land $44,100 Building $228,070
2022	$4,104.00	$222,270 Land $44,100 Building $178,170
2021			$222,270 Land $44,100 Building $178,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 821 College St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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