803 College St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 803 College St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,574 sqft · built 1939
Lot Size	0.339 acres (14,784 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Apr 2024)
Tax Bill	$4,674 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-478-003`

Property Details

APN / Parcel Number

Primary APN	`8914-11-478-003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,574 sqft Living Area
1st Floor Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,784 sqft (0.339 acres)
Lot Dimensions	132 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	803 COLLEGE ST
City	CEDAR FALLS
State	IA
Zip	50613-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PETER O JENSENS ADDITION LOT 1 LOT 2
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	PETER O JENSENS ADDITION
Legal Lot Number	1,2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	5
Census Block	5017
Census Tract	2200

Owner

803 College St is owned and occupied by two individuals who bought it in April 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	803 COLLEGE ST, CEDAR FALLS, IA 50613-2557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage BANKIOWA
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Oct 17, 2023 · Amount on File
Deed Document Number	202412251
Prior Transfer Date	Oct 31, 2006
Prior Transfer Doc	2007011168
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	803 COLLEGE ST, CEDAR FALLS, IA 50613-2557
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 COLLEGE ST, CEDAR FALLS, IA 50613-2557

Mortgage

Document Number	202300005303
Date	Sep 28, 2022
Instrument	2023-00005303

Lender

Name	BANKIOWA
Type	Bank
Address	6804 UNIVERSITY AVE, CEDAR FALLS, IA 50613

Agreement

Amount	Amount on Record

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 5, 2025
Property Address	803 COLLEGE ST, CEDAR FALLS, IA 50613-2557
Document Number	0202517939
Instrument Date	Dec 4, 2025
Instrument	2025-17939
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$591.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	803 COLLEGE ST, CEDAR FALLS, IA 50613-2557

Mortgage

Document Number	0202517940
Date	Dec 5, 2025
Instrument	2025-17940

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	803 COLLEGE ST, CEDAR FALLS, IA 50613-2557
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 COLLEGE ST, CEDAR FALLS, IA 50613-2557

Mortgage

Document Number	0202513460
Date	Sep 15, 2025
Instrument	2025-13460

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 14, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 17, 2022
Property Address	803 COLLEGE ST, CEDAR FALLS, IA 50613-2557
Document Number	202300006335
Instrument Date	Oct 12, 2022
Instrument	202300006335
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	803 COLLEGE ST, CEDAR FALLS, IA 50613-2557

Mortgage

Document Number	202300006336
Date	Oct 17, 2022
Instrument	202300006336

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 803 College St was $4,674 with a homeowner's exemption, down 7.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,674.00 (-7.88%) Homeowner's exemption	$322,280 Land $72,990 Building $249,290	$322,280 Land $72,990 Building $249,290
2024	$5,074.00
2023		$325,540 (+24.99%) Land $46,920 Building $278,620	$325,540 Land $46,920 Building $278,620
2022	$4,644.00 Homeowner's exemption	$260,450 Land $46,920 Building $213,530
2021			$260,450 Land $46,920 Building $213,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 803 College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 803 College St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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