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821 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 821 Cherry St, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,256 sqft · built 1930
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on File
Last Sale$134,000 (Oct 2019)
Tax Bill$1,573 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1011-181-27-003.000

Property Details

APN / Parcel Number

Primary APN1011-181-27-003.000
Alternative APN
  • 580000241630

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,256 sqft Living Area
1st Floor Area1,256 sqft
Basement Area912 sqft
Unfinished Basement912 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area417 sqft
Deck Area256 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address821 CHERRY ST
CityFINDLAY
StateOH
Zip45840-5834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHULL ADD LOT 8340
Legal SubdivisionHULL ADD
Legal Lot Number8340
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2008
Census Tract800

Owner

Source: Hancock County records · APN 1011-181-27-003.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address821 CHERRY ST, FINDLAY, OH 45840-5834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 04, 2019Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 04, 2019 · Amount on Record
Deed SaleOct 04, 2019 · Amount on Record
Prior SaleJun 24, 2011 · Amount on Record
Deed Document Number20198603
Deed Book / Page2561 / 5838
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address821 CHERRY ST, FINDLAY, OH 45840-5834
Transaction TypeMortgage
Record UpdatedJun 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2581/5237
DateMay 12, 2021
Book Page2581/5237
Instrument202100005492
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateOct 04, 2019
Property Address821 CHERRY ST, FINDLAY, OH 45840-5834
Document Number02561/5838
Book / Page2561 / 5838
Instrument DateSep 27, 2019
Instrument201900008603
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyFLAG CITY TITLE AGENCY INC, FLAG CITY TITLE AGENCY INCQ

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 CHERRY ST, FINDLAY, OH 45840-5834

Mortgage

Document Number201900008604
DateOct 04, 2019
Instrument201900008604
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,573.00 (+8.56%)$51,310 (+25.95%) Land $6,530 Building $44,780$146,600 (+25.96%) Land $18,650 Building $127,950
2023$1,449.00 Homeowner's exemption$40,740 Land $5,180 Building $35,560
2022$116,390 Land $14,800 Building $101,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630008002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Nearby Flood Policies32 in force
Nearby Flood Claims230 (1981–2017)
Claims Outside the SFHA11 of 230
Most Recent ClaimJul 2017, rainfall accumulation
Claims By Storm
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 358 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
HDER LinkFixed Wireless (unlicensed)500 / 500
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20
Defiance HoldingsFixed Wireless200 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Amplex Electric. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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