812 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 812 Cherry St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,288 sqft · built 1952
Lot Size0.266 acres (11,600 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Apr 1998)
Tax Bill$1,262 (2025)
Deeds & MortgagesNov 2006 Line of Credit
Sep 2023 Transfer
Flood ZoneZone X (minimal risk)
APN1011-181-18-020.000

Property Details

APN / Parcel Number

Primary APN1011-181-18-020.000
Alternative APN
  • 580000241560

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area11,600 sqft (0.266 acres)
Lot Dimensions200 ft deep x 58 ft wide
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area52 sqft
Patio Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address812 CHERRY ST
CityFINDLAY
StateOH
Zip45840-5835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHULL ADD LOT 8325 & PT ALY
Legal SubdivisionHULL ADD
Legal Lot Number8325
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2000
Census Tract800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address812 CHERRY ST, FINDLAY, OH 45840-5835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2006Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Sep 25, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 1998 · Amount on Record
Deed SaleApr 2, 1998 · Amount on Record
Prior SaleDec 29, 1993
Last Transfer DateJun 21, 2004
Transfer Doc0000009562
Record UpdatedSep 20, 2026

November 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address812 CHERRY ST, FINDLAY, OH 45840-5835
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02307/1849
DateNov 13, 2006
Book Page2307/1849
Instrument200600014692
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 31, 2036
Interest
Change FrequencyMonthly

September 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHANCOCK OH
Recording DateSep 25, 2023
Property Address812 CHERRY ST, FINDLAY, OH 45840-5835
Document Number002606/367
Book / Page2606 / 367
Instrument DateSep 25, 2023
Instrument202300006422
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,262.00 (+12.48%)$51,320 (+26%) Land $7,570 Building $43,750$146,620 (+26.01%) Land $21,630 Building $124,990
2023$1,122.00 Homeowner's exemption Senior Citizen's exemption$40,730 Land $6,010 Building $34,720
2022$116,360 Land $17,170 Building $99,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Nearby Flood Policies32 in force
Nearby Flood Claims230 (1981–2017)
Claims Outside the SFHA11 of 230
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Amplex Wireless.

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