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821 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 821 Back Creek Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,944 sqft · built 2023
Lot Size0.29 acres (12,632 sqft)
Owner2 Company Names on Record
Last Sale$248,000 (Nov 2022)
Tax Bill$13,035 (2025)
Deeds & MortgagesJul 2026 Sale
Nov 2025 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN029011-8380

Property Details

APN / Parcel Number

Primary APN029011-8380

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area3,944 sqft Living Area
Gross Area4,560 sqft
1st Floor Area2,583 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address821 BACK CREEK DR
CitySAINT AUGUSTINE
StateFL
Zip32092-0113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description107/24-37 WHISPER CREEK PHASE 6 LOT 838 OR5658/129 & 5770/1058
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 6
Legal Phase6
Legal Block1
Legal Lot Number838
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2005
Census Tract20905

Owner

Source: St. Johns County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address821 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 7, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jun 6, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST EQUITY MORTGAGE INC
Nov 1, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2022 · Amount on Record
Deed SaleNov 1, 2022 · Amount on Record
Deed Document Number2022101153
Deed Book / Page5658 / 129
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 8, 2026
Property Address821 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113
Document Number0000058044
Book / Page6397 / 435
Instrument DateJun 12, 2026
Instrument202658044
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address821 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address821 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113

Mortgage

Document Number0062530805
DateNov 7, 2025
Book Page6253/805
Instrument2025091140
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2045

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address821 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113
Transaction TypeMortgage
Record UpdatedFeb 12, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 STONE ARBOR LN, ST AUGUSTINE, FL 32086-1907

Mortgage

Document Number0057701060
DateJun 6, 2023
Book Page5770/1060
Instrument2023043549
Lender
NameFIRST EQUITY MORTGAGE INC
TypeMortgage Company
AddressFT MITCHELL, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

November 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateNov 1, 2022
Property Address821 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113
Document Number0056580129
Book / Page5658 / 129
Map ReferenceMB 107 PG 24-37
Instrument DateNov 1, 2022
Instrument2022101153
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,736.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664

Transferred To (Grantee/Buyer)

NameVerified Name
Address9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$700,104 (-2.01%) Land $160,000 Building $540,104$700,104 (-2.01%) Land $160,000 Building $540,104
2025$13,035.00 (+1.32%) Homeowner's exemption$714,457 (-0.56%)$714,457 (-0.56%) Land $155,000 Building $559,457
2024$12,865.00 (+151.12%)$718,452 (+611.34%)$718,452 (+611.34%) Land $130,000 Building $588,452
2023$5,123.00 (-3.47%)$101,000 (-24.85%)$101,000 (-24.85%) Land $101,000
2022$5,307.00$134,400$134,400 Land $134,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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