737 Back Creek Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 737 Back Creek Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,939 sqft · built 2025
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$793,697 (Aug 2025)
Tax Bill	$5,935 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029011-8330`

Property Details

APN / Parcel Number

Primary APN	`029011-8330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,939 sqft Living Area
Gross Area	3,635 sqft
1st Floor Area	2,939 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	737 BACK CREEK DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	107/24-37 WHISPER CREEK PHASE 6 LOT 833 OR6210/1328 & 6241/1286 (L/E)
Legal Range	28
Legal Township	06
Legal Section	38
Legal Subdivision	WHISPER CREEK PHASE 6
Legal Phase	6
Legal Block	1
Legal Lot Number	833
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	737 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST EQUITY MORTGAGE INC
Oct 20, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 28, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC
May 17, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	202570008
Deed Book / Page	6210 / 1328
Last Transfer Date	Oct 13, 2025
Transfer Doc	0062411286
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	737 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113

Mortgage

Document Number	0063131407
Date	Feb 27, 2026
Book Page	6313/1407
Instrument	2026016762

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company
Address	FT MITCHELL, KY 41017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 20, 2025
Property Address	737 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113
Document Number	0062411286
Book / Page	6241 / 1286
Map Reference	MB 107 PG 24-37
Instrument Date	Oct 13, 2025
Instrument	2025085371
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	737 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	737 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 28, 2025
Property Address	737 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113
Document Number	0062101328
Book / Page	6210 / 1328
Map Reference	MB 107 PG 24
Instrument Date	Aug 26, 2025
Instrument	2025070008
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,555.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113

Mortgage

Document Number	0062101330
Date	Aug 28, 2025
Instrument	6210/1330

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 17, 2022
Property Address	737 BACK CREEK DR, SAINT AUGUSTINE, FL 32092-0113
Document Number	0055600762
Book / Page	5560 / 762
Map Reference	MB 107 PG 24-37
Instrument Date	May 17, 2022
Instrument	2022050229
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,472.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 BUSINESS PARK CIR STE 105, 105, ST AUGUSTINE, FL 32095-8824
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,937 (+201.89%)	$609,917 (+293.49%) Land $160,000 Building $449,917
2025	$5,935.00 (+13.48%) Homeowner's exemption	$155,000 (+19.23%)	$155,000 (+19.23%) Land $155,000
2024	$5,230.00 (+7.41%)	$130,000 (+28.71%)	$130,000 (+28.71%) Land $130,000
2023	$4,869.00 (-8.25%)	$101,000 (-24.85%)	$101,000 (-24.85%) Land $101,000
2022	$5,307.00	$134,400	$134,400 Land $134,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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