821 4th St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 821 4th St, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1920
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on File
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`671-0007-0373-00`

Property Details

APN / Parcel Number

Primary APN	`671-0007-0373-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	150 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	821 4TH ST
City	CINCINNATI
State	OH
Zip	45215-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	819-21 4TH ST 50 X 110 LOT 147 OLIVER 2ND SUB
Legal Subdivision	OLIVER 2ND SUB
Legal Lot Number	147
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	2
Census Block	2013
Census Tract	23222

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	821 4TH ST, CINCINNATI, OH 45215-4829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2014
Deed Sale	Mar 13, 2014
Deed Document Number	310551
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Sep 21, 2026
Property Address	821 4TH ST, CINCINNATI, OH 45215-4829
Document Number	0000077753
Book / Page	15754 / 1144
Instrument Date	Sep 5, 2026
Instrument	202677753
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 4TH ST, CINCINNATI, OH 45215-4829

Mortgage

Document Number	0000077753,
Date	Sep 21, 2026
Book Page	15754/1144
Instrument	202677753

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 20, 2066

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Sep 18, 2026
Property Address	821 4TH ST, CINCINNATI, OH 45215-4829
Document Number	0000077078
Book / Page	15753 / 85
Instrument Date	Sep 5, 2026
Instrument	202677078
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 4TH ST, CINCINNATI, OH 45215-4829

Mortgage

Document Number	0000077078,
Date	Sep 18, 2026
Book Page	15753/85
Instrument	202677078

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 20, 2066

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,797.00	$33,096 (-) Land $8,736 Building $24,360
2024	$1,797.00 (+0.17%)	$33,096 (-) Land $8,736 Building $24,360
2023	$1,794.00 (+36.32%)	$33,096 (+75.36%) Land $8,736 Building $24,360	$94,560 (+75.37%) Land $24,960 Building $69,600
2022	$1,316.00	$18,873 Land $7,025 Building $11,848
2020			$53,920 Land $20,070 Building $33,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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