805 4th St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 805 4th St, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,243 sqft · built 1939
Lot Size	0.128 acres (5,619 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2025)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`671-0007-0377-00`

Property Details

APN / Parcel Number

Primary APN	`671-0007-0377-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
1st Floor Area	840 sqft
Attic	Attic
Attic Area	403 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1939
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,619 sqft (0.128 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	805 4TH ST
City	CINCINNATI
State	OH
Zip	45215-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4TH ST 50 X 110 LOT 143 OLIVER 2ND SUB
Legal Subdivision	OLIVER 2ND SUB
Legal Lot Number	143
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	2
Census Block	2013
Census Tract	23222

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 4TH ST, CINCINNATI, OH 45215-4829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 30, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 21, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 17, 2025	Warranty Deed, Transfer · Conventional Mortgage RIVERHILLS BANK
Jul 20, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	0000045340
Deed Book / Page	15439 / 1216
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	805 4TH ST, CINCINNATI, OH 45215-4829
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 4TH ST, CINCINNATI, OH 45215-4829

Mortgage

Document Number	0000016655
Date	Mar 10, 2023
Book Page	14870/1452
Instrument	2023-0016655

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Aug 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	805 4TH ST, CINCINNATI, OH 45215-4829
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 4TH ST, CINCINNATI, OH 45215-4829

Mortgage

Document Number	0000143763
Date	Nov 30, 2021
Book Page	14553/3206
Instrument	2021-0143763

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Aug 1, 2050

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	805 4TH ST, CINCINNATI, OH 45215-4829
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 4TH ST, CINCINNATI, OH 45215-4829

Mortgage

Document Number	0000042000
Date	Jun 21, 2024
Book Page	15192/166
Instrument	2024-0042000

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Aug 1, 2050

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 17, 2025
Property Address	805 4TH ST, CINCINNATI, OH 45215-4829
Document Number	0000045340
Book / Page	15439 / 1216
Map Reference	MB 1 PG 256-257
Instrument Date	Jun 13, 2025
Instrument	2025-0045340
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 4TH ST, CINCINNATI, OH 45215-4829

Mortgage

Document Number	0000045341
Date	Jun 17, 2025
Instrument	2025-0045341

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 20, 2020
Property Address	805 4TH ST, CINCINNATI, OH 45215-4829
Document Number	0000069667
Book / Page	014213 / 001095
Instrument Date	Jul 8, 2020
Instrument	69667
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 4TH ST CINCINNATI OH 452154829, CINCINNATI, OH 45215-4829

Mortgage

Document Number	69668
Date	Jul 20, 2020
Book Page	014213/001097
Instrument	69668

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00 (+2.33%)	$52,150 (-) Land $8,736 Building $43,414
2024	$2,703.00 (-1.42%)	$52,150 (-) Land $8,736 Building $43,414
2023	$2,742.00 (+62.54%)	$52,150 (+109.83%) Land $8,736 Building $43,414	$149,000 (+109.83%) Land $24,960 Building $124,040
2022	$1,687.00 Homeowner's exemption	$24,854 Land $7,025 Building $17,829
2020			$71,010 Land $20,070 Building $50,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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