Whatcom County property record for 821 40th St, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,616 sqft · built 1989 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $282,750 (Oct 2015) |
| Tax Bill | $5,179 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43246 |
| Primary APN | 43246 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 50 sqft |
| Patio Area | 160 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 43246 |
|---|---|
| Street Address | 821 40TH ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-3022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS20.0 |
| Legal Description | COOK'S ADD TO FAIRHAVEN LOTS 9-10 BLK 5 |
| Legal Range | 03 |
| Legal Township | 37 |
| Legal Section | 05 |
| Legal Subdivision | COOK'S ADD |
| Legal Block | 5 |
| Legal Lot Number | 9 10 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 902 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 446, LYNDEN, WA 98264-0446 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2015 · Amount on Record |
| Deed Sale | Oct 23, 2015 · Amount on Record |
| Prior Sale | Oct 23, 2015 · Amount on Record |
| Deed Document Number | 2151002391 |
| Last Transfer Date | Feb 3, 2025 |
| Transfer Doc | 0000200079 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 821 40TH ST, BELLINGHAM, WA 98229-3022 |
| Document Number | 2200303093 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2617 NORTHSHORE RD BELLINGHAM WA 982269487, BELLINGHAM, WA 98226-9487 |
| Document Number | 2200303093 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 303093 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | 3100 WOBURN ST, BELLINGHAM, WA 98226-8678 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,179.00 (+37.34%) | $633,338 (+16.92%) Land $247,950 Building $385,388 | $633,338 (+16.92%) Land $247,950 Building $385,388 |
| 2022 | $541,668 Land $223,380 Building $318,288 | $541,668 Land $223,380 Building $318,288 | |
| 2021 | $3,771.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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