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809 40th St, Bellingham, WA 98229 Property Records

Whatcom County property record for 809 40th St, Bellingham, WA 98229

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,370 sqft · built 1992
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$755,000 (Oct 2025)
Tax Bill$6,091 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Oct 2025 Transfer
Flood ZoneZone X (minimal risk)
APN370305-008355-0000

Property Details

APN / Parcel Number

Primary APN370305-008355-0000
Alternative APNs
  • 21542
  • 77651

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,370 sqft Living Area
Gross Area2,850 sqft
1st Floor Area1,650 sqft
Basement Area720 sqft
Finished Basement720 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area715 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number21542
Street Address809 40TH ST
CityBELLINGHAM
StateWA
Zip98229-3022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS20.0
Legal DescriptionCOOKS ADD TO FAIRHAVEN LOTS 1 THRU 5 BLK 5
Legal Range03
Legal Township37
Legal Section05
Legal SubdivisionCOOKS ADD TO FAIRHAVEN
Legal Block5
Legal Lot Number1-5
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1016
Census Tract902

Owner

Source: Whatcom County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address809 40TH ST, BELLINGHAM, WA 98229-3022
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Oct 1, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2025 · Amount on Record
Deed SaleOct 7, 2025 · Amount on Record
Deed Document Number2025485
Prior Transfer DateSep 26, 2025
Prior Transfer Doc0000000028
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateOct 7, 2025
Property Address809 40TH ST, BELLINGHAM, WA 98229-3022
Document Number0001000485
Map ReferenceMB 2 PG 70
Instrument DateOct 2, 2025
Instrument2025-1000485
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyWHATCOM LAND TITLE, WHATCOM LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,499.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 40TH ST, BELLINGHAM, WA 98229-3022

Mortgage

Document Number0001000486
DateOct 7, 2025
Instrument2025-1000486
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWHATCOM WA
Recording DateOct 1, 2025
Property Address809 40TH ST, BELLINGHAM, WA 98229-3022
Document Number0001000028
Map ReferenceMB 2 PG 70
Instrument DateSep 26, 2025
Instrument2025-1000028
Transaction TypeTransfer
Record UpdatedOct 14, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22372 GRIP RD, SEDRO WOOLLEY, WA 98284-8223

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,091.00 (-3.38%)$799,360 (+3.7%) Land $303,050 Building $496,310$799,360 (+3.7%) Land $303,050 Building $496,310
2024$6,304.00 (+38.03%)$770,827 (+17.5%) Land $297,466 Building $473,361$770,827 (+17.5%) Land $297,466 Building $473,361
2022$656,027 Land $253,164 Building $402,863$656,027 Land $253,164 Building $402,863
2021$4,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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