8209 Cool Crk, Laurel, MD 20723 Property Records

Howard County property record for 8209 Cool Crk, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,546 sqft · built 1988
Lot Size	0.291 acres (12,675 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Mar 2003)
Tax Bill	$8,826 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-513336`

Property Details

APN / Parcel Number

Primary APN	`06-513336`
Alternative APNs	`6513336` `513336`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,546 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,675 sqft (0.291 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	513336
Street Address	8209 COOL CRK
City	LAUREL
State	MD
Zip	20723-1081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 131 12,675 SQ 8209 COOL CREEK HAMMOND HILLS S 2 AR 2
Legal Subdivision	COOL CREEK
Legal Lot Number	131
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1000
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8209 COOL CRK, LAUREL, MD 20723-1081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2003 · Amount on File
Deed Sale	Mar 10, 2003 · Amount on File
Prior Sale	Jan 24, 1989 · Amount on File
Deed Document Number	20032631
Deed Book / Page	6938 / 37
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8209 COOL CRK, LAUREL, MD 20723-1081
Document Number	0193560396
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	209 COOL CRK LAUREL MD 20723, LAUREL, MD 20723

Mortgage

Document Number	0193560396
Date	May 11, 2020
Book Page	019356/000396

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,826.00 (-0.29%) Homeowner's exemption	$631,933 (+3.51%)	$674,800 (+10.53%) Land $294,500 Building $380,300
2025	$8,852.00 (+60.39%) Homeowner's exemption	$610,500 (+15.12%) Land $244,500 Building $366,000	$610,500 (-) Land $244,500 Building $366,000
2023		$530,300	$610,500 Land $244,500 Building $366,000
2022	$5,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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