8205 Cool Crk, Laurel, MD 20723 Property Records

Howard County property record for 8205 Cool Crk, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,685 sqft · built 1989
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Jan 2021)
Tax Bill	$8,786 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-513328`

Property Details

APN / Parcel Number

Primary APN	`06-513328`
Alternative APNs	`6513328` `513328`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,685 sqft Total Area
Basement Area	586 sqft
Finished Basement	586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Built-in
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	330 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	513328
Street Address	8205 COOL CRK
City	LAUREL
State	MD
Zip	20723-1081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 130 .300 A 8205 COOL CREEK HAMMOND HILLS S 2 AR 2
Legal Subdivision	COOL CREEK
Legal Lot Number	130
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1000
Census Tract	606808

Owner

8205 Cool Crk is owned and occupied by two individuals who bought it in January 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8205 COOL CRK, LAUREL, MD 20723-1081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Feb 1, 2007 · Amount on File
Deed Book / Page	20118 / 384
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 20, 2021
Property Address	8205 COOL CRK, LAUREL, MD 20723-1081
Document Number	0201180384
Book / Page	20118 / 384
Map Reference	PL CMP 7552
Instrument Date	Nov 30, 2020
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,775.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8205 COOL CRK, LAUREL, MD 20723-1081

Mortgage

Document Number	20118392
Date	Jan 20, 2021
Instrument	20118/392

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 8205 Cool Crk was $8,786 with a homeowner's exemption, down 0.6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,786.00 (-0.64%) Homeowner's exemption	$633,433 (+3.5%)	$676,300 (+10.51%) Land $296,000 Building $380,300
2025	$8,843.00 Homeowner's exemption	$612,000 Land $246,000 Building $366,000	$612,000 Land $246,000 Building $366,000
2023		$530,267	$612,000 Land $246,000 Building $366,000
2022	$5,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8205 Cool Crk in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8205 Cool Crk is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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