Lucas County property record for 8208 S River Rd, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,714 sqft · built 1887 |
| Lot Size | 1.8 acres (78,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Oct 2021) |
| Tax Bill | $6,563 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96-60151 |
| Primary APN | 96-60151 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,714 sqft Living Area |
| 1st Floor Area | 2,654 sqft |
| 2nd Floor Area | 60 sqft |
| Basement Area | 360 sqft |
| Year Built | Built 1887 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 78,800 sqft (1.8 acres) |
| Lot Width | 128 ft Width |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 1,021 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 8208 S RIVER RD |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 39-A1 |
| Legal Description | RIVER TRACT 41 E 128.12 FT FRT OF SLY 491.86 FT ON E LINE PT |
| Legal Subdivision | RIVER TR 41 |
| Legal Tract | 41 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | ROCHE DE BOEUF |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 8906 |
Source: Lucas County records, as of February 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8208 S RIVER RD, WATERVILLE, OH 43566-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2021 | Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE BANKERS GUARANTEE TITLE & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on File |
| Deed Sale | Oct 20, 2021 · Amount on File |
| Prior Sale | Mar 6, 2012 · Amount on File |
| Deed Document Number | 202110200055809 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Oct 20, 2021 |
| Property Address | 8208 S RIVER RD, WATERVILLE, OH 43566-9717 |
| Document Number | 0000055809 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 202110200055809 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8208 S RIVER RD, WATERVILLE, OH 43566-9717 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055810 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 202110200055810 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 8208 S RIVER RD, WATERVILLE, OH 43566-9717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BANKERS GUARANTEE TTL & TR C |
| Name | Verified Name |
|---|
| Document Number | 0000049947 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 202011050049947 |
| Name | THE BANKERS GUARANTEE TITLE & TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | MEDINA, OH 44256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Waterville City |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,563.00 (-30.03%) | $129,500 (-30.89%) Land $22,960 Building $106,540 | |
| 2024 | $9,380.00 (+42.92%) | $187,390 (+55.91%) Land $22,960 Building $164,430 | $370,000 (+7.75%) Land $65,600 Building $304,400 |
| 2023 | $6,563.00 (-0.97%) | $120,190 (-) Land $20,790 Building $99,400 | |
| 2022 | $6,627.00 Homeowner's exemption | $120,190 Land $20,790 Building $99,400 | |
| 2021 | $343,400 Land $59,400 Building $284,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE CITY serves 6,500 people · EPA ID OH4801503 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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