Lucas County property record for 714 S River Rd, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,613 sqft · built 1949 |
| Lot Size | 0.521 acres (22,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jan 2024) |
| Tax Bill | $4,656 (2024) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Oct 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 96-03287 |
| Primary APN | 96-03287 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,613 sqft Living Area |
| 1st Floor Area | 1,613 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 22,700 sqft (0.521 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 714 S RIVER RD |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-9755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 39-R1 |
| Legal Description | LITEHISER ALTMT RT NO 40 LOT J SWLY 1.27 AC & THT PT RT 40 SW & ADJ...N |
| Legal Subdivision | LITEHISER ALTMT RT NO 40 |
| Legal Tract | 89.02 |
| Legal Lot Number | J |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | ROCHE DE BOEUF |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 8906 |
714 S River Rd is owned and occupied by two individuals who bought it in January 2024.
Source: Lucas County records, as of December 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 714 S RIVER RD, WATERVILLE, OH 43566-9755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 27, 2023 | Intrafamily Transfer, Transfer |
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS NATIONAL BANK |
| Dec 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on File |
| Deed Sale | Jan 30, 2024 · Amount on File |
| Prior Sale | Dec 21, 2021 · Amount on File |
| Deed Document Number | 20243256 |
| Prior Transfer Date | Oct 20, 2023 |
| Prior Transfer Doc | 0000035232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jan 30, 2024 |
| Property Address | 714 S RIVER RD, WATERVILLE, OH 43566-9755 |
| Document Number | 0000003256 |
| Instrument Date | Jan 27, 2024 |
| Instrument | 202401300003256 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 714 S RIVER RD, WATERVILLE, OH 43566-9755 |
| Document Number | 0000003257 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 202401300003257 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Oct 27, 2023 |
| Property Address | 714 S RIVER RD, WATERVILLE, OH 43566-9755 |
| Document Number | 0000035232 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 202310270035232 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 S RIVER RD, WATERVILLE, OH 43566-9755 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 714 S RIVER RD, WATERVILLE, OH 43566-9755 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009333 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 202303300009333 |
| Name | THE FARMERS & MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Dec 21, 2021 |
| Property Address | 714 S RIVER RD, WATERVILLE, OH 43566-9755 |
| Document Number | 0000066715 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 202112210066715 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 S RIVER RD, WATERVILLE, OH 43566-9755 |
| Document Number | 0000066716 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 202112210066716 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 714 S RIVER RD, WATERVILLE, OH 43566-9755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010880 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 201703140010880 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Address | ARCHBOLD, OH 43502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Waterville City |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,075 (-) Land $18,130 Building $77,945 | $274,500 (-) Land $51,800 Building $222,700 | |
| 2024 | $4,656.00 (+64.23%) Homeowner's exemption | $96,075 (+85.1%) Land $18,130 Building $77,945 | $274,500 Land $51,800 Building $222,700 |
| 2023 | $2,835.00 (-0.94%) Homeowner's exemption | $51,905 (-) Land $14,875 Building $37,030 | |
| 2022 | $2,862.00 Homeowner's exemption | $51,905 Land $14,875 Building $37,030 | |
| 2021 | $148,300 Land $42,500 Building $105,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 714 S River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 714 S River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE CITY serves 6,500 people · EPA ID OH4801503 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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