8202 Par Five Dr, Onamia, MN 56359 Property Records

Mille Lacs County property record for 8202 Par Five Dr, Onamia, MN 56359

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,068 sqft · built 1993
Lot Size	0.058 acres (2,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2019)
Tax Bill	$3,822 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`17-408-0080`

Property Details

APN / Parcel Number

Primary APN	`17-408-0080`

Interior

Building Area	1,068 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	2,542 sqft (0.058 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	105 sqft

Location & Zoning

Street Address	8202 PAR FIVE DR
City	ONAMIA
State	MN
Zip	56359-7876
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Range	26
Legal Township	42
Legal Section	11
Legal Subdivision	FOURTH ADDN TO IZATYS GOLF AND YACHT
Legal Block	2
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2003
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3842 133RD LN NE, ANDOVER, MN 55304-7333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage INCREDIBLEBANK
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage INCREDIBLEBANK
Oct 12, 2017	Deed, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	2019414563
Prior Transfer Date	Jan 18, 2016
Prior Transfer Doc	000A393654
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8202 PAR FIVE DR, ONAMIA, MN 56359-7876
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A420377
Date	Nov 6, 2020
Instrument	A420377

Lender

Name	INCREDIBLEBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 3, 2019
Property Address	8202 PAR FIVE DR, ONAMIA, MN 56359-7876
Document Number	000A414563
Instrument Date	Nov 15, 2019
Instrument	A414563
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3842 133RD LN NE, HAM LAKE, MN 55304-7333

Mortgage

Document Number	000A414564
Date	Dec 3, 2019
Instrument	A414564

Lender

Name	INCREDIBLEBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 12, 2017
Property Address	8202 PAR FIVE DR, ONAMIA, MN 56359-7876
Document Number	000A402975
Instrument Date	Oct 2, 2017
Instrument	A402975
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8461 EMERY PKWY N, CHAMPLIN, MN 55316-2493

Mortgage

Document Number	000A402976
Date	Oct 12, 2017
Instrument	A402976

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,822.00 (+21.64%)	$426,600 (+4.97%) Land $141,000 Building $285,600	$426,600 (+4.97%) Land $141,000 Building $285,600
2025		$406,400 (+25.43%) Land $131,000 Building $275,400	$406,400 (+25.43%) Land $131,000 Building $275,400
2023	$3,142.00	$324,000 Land $108,000 Building $216,000	$324,000 Land $108,000 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,254.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Par Five Dr

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