8144 Par Five Dr, Onamia, MN 56359 Property Records

Mille Lacs County property record for 8144 Par Five Dr, Onamia, MN 56359

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,068 sqft · built 1993
Lot Size	0.051 acres (2,239 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jan 2023)
Tax Bill	$3,732 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`17-408-0110`

Property Details

APN / Parcel Number

Primary APN	`17-408-0110`

Interior

Building Area	1,068 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	2,239 sqft (0.051 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	105 sqft

Location & Zoning

Street Address	8144 PAR FIVE DR
City	ONAMIA
State	MN
Zip	56359-7985
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Range	26
Legal Township	42
Legal Section	11
Legal Subdivision	FOURTH ADDN TO IZATYS GOLF AND YACHT
Legal Block	3
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2003
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	663 254TH AVE, FAIRMONT, MN 56031-5017
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK
Sep 12, 2022	Deed, Transfer LEGACY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Jan 4, 2023 · Amount on Record
Deed Document Number	2023434856
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 18, 2023
Property Address	8144 PAR FIVE DR, ONAMIA, MN 56359-7985
Document Number	000A434856
Instrument Date	Jan 4, 2023
Instrument	A434856
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	TITLE ISLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	663 254TH AVE, FAIRMONT, MN 56031-5017

Mortgage

Document Number	000A434857
Date	Jan 18, 2023
Instrument	A434857

Lender

Name	CITIZENS COMMUNITY BANK
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 12, 2022
Property Address	8144 PAR FIVE DR, ONAMIA, MN 56359-7985
Document Number	000A433010
Map Reference	DOC 183003
Instrument Date	Aug 23, 2022
Instrument	A433010
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18715 BLACKFOOT ST NW, OAK GROVE, MN 55303-8941

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,732.00 (+22.2%)	$417,500 (+5.16%) Land $141,000 Building $276,500	$417,500 (+5.16%) Land $141,000 Building $276,500
2025		$397,000 (+25.55%) Land $131,000 Building $266,000	$397,000 (+25.55%) Land $131,000 Building $266,000
2023	$3,054.00	$316,200 Land $108,000 Building $208,200	$316,200 Land $108,000 Building $208,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,254.0 ft
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Par Five Dr

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