820 Willow Mountain Dr, Vilas, NC 28692 Property Records

Watauga County property record for 820 Willow Mountain Dr, Vilas, NC 28692

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1982
Lot Size1.93 acres (84,071 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Mar 2026)
Tax Bill$841 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1990-16-1101-000

Property Details

APN / Parcel Number

Primary APN1990-16-1101-000
Alternative APN
  • 1722651

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area720 sqft
AtticAttic
Attic Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area84,071 sqft (1.93 acres)
PorchPorch
Porch Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1722651
Street Address820 WILLOW MOUNTAIN DR
CityVILAS
StateNC
Zip28692-8417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 SEC 2 WILLOW MTN
Legal SubdivisionWILLOW MTN
Legal Lot Number26
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group4
Census Block4000
Census Tract920900

Owner

Source: Watauga County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7512 CELTIC CT, CHARLOTTE, NC 28277-2414
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2026 · Amount on Record
Deed SaleMar 24, 2026 · Amount on Record
Deed Document Number2026758439
Deed Book / Page2477 / 632
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMar 24, 2026
Property Address820 WILLOW MOUNTAIN DR, VILAS, NC 28692-8417
Document Number0024770632
Book / Page2477 / 632
Map ReferenceMB 9 PG 99
Instrument DateMar 16, 2026
Instrument758439
Transaction TypeTransfer
Record UpdatedApr 7, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 12 CELTIC CT, CHARLOTTE, NC 28277

Mortgage

Document Number0000758440
DateMar 24, 2026
Instrument758440
Lender
NameHOMESIMPLY
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,500 (-) Land $62,400 Building $135,100
2025$841.00 (+1.33%)$197,500 (-) Land $62,400 Building $135,100
2024$830.00$197,500 Land $62,400 Building $135,100
2023$197,500 Land $62,400 Building $135,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims26 (1994–2024)
Claims Outside the SFHA13 of 26
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 7 claims
  • Hurricane Ivan, Sep 2004 · 10 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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