689 Willow Mountain Dr, Vilas, NC 28692 Property Records

Watauga County property record for 689 Willow Mountain Dr, Vilas, NC 28692

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,938 sqft · built 2005
Lot Size1.68 acres (73,181 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Dec 2012)
Tax Bill$1,855 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1990-15-7712-000

Property Details

APN / Parcel Number

Primary APN1990-15-7712-000
Alternative APN
  • 1735288

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,938 sqft Living Area
1st Floor Area1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRustic
Exterior MaterialLogs
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area73,181 sqft (1.68 acres)
PorchPorch
Porch Area632 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1735288
Street Address689 WILLOW MOUNTAIN DR
CityVILAS
StateNC
Zip28692
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 62 PH V WILLOW CREEK ESTATES
Legal SubdivisionWILLOW CREEK ESTATES
Legal Phase5
Legal Lot Number62
JurisdictionWATAUGA NC
Township / Civil DivisionWATAUGA
Census Block Group4
Census Block4001
Census Tract920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4304 BELNAP DR, APEX, NC 27539-5376
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2012 · Amount on Record
Deed SaleDec 21, 2012 · Amount on Record
Prior SaleApr 25, 2007 · Amount on Record
Deed Document Number2012611672
Deed Book / Page1673 / 624
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address689 WILLOW MOUNTAIN DR, VILAS, NC 28692
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022400899
DateDec 3, 2021
Book Page2240/899
Instrument714597
Lender
NameMY MORTGAGE INC
TypeMortgage Company
AddressCROFTON, MD 21114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$472,900 (-) Land $42,100 Building $430,800
2025$1,855.00$472,900 (-) Land $42,100 Building $430,800
2024$472,900 Land $42,100 Building $430,800
2023$472,900 Land $42,100 Building $430,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims26 (1994–2024)
Claims Outside the SFHA13 of 26
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 7 claims
  • Hurricane Ivan, Sep 2004 · 10 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Willow Mountain Dr

Nearby Streets

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