Cabarrus County property record for 820 Willow Ln, Harrisburg, NC 28075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 2000 |
| Lot Size | 0.645 acres (28,096 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Aug 2014) |
| Tax Bill | $2,628 (2023) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01015B0072.000000 |
| Primary APN | 01015B0072.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 2,676 sqft |
| 1st Floor Area | 1,580 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 28,096 sqft (0.645 acres) |
| Lot Dimensions | 250 ft deep x 127 ft wide |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,100 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 504 sqft |
| Patio Area | 504 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 96485 |
|---|---|
| Street Address | 820 WILLOW LN |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | P/O LT6 STEPHEN F &ARLENE E GOULD PROP |
| Legal Subdivision | WHITEFIELD MANOR |
| Legal Lot Number | 6 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 42604 |
820 Willow Ln is owned and occupied by an individual who bought it in August 2014.
Source: Cabarrus County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 WILLOW LN, HARRISBURG, NC 28075-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU |
| Apr 1, 2016 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2014 · Amount on File |
| Deed Sale | Aug 5, 2014 · Amount on File |
| Deed Book / Page | 11062 / 194 |
| Prior Transfer Date | Dec 14, 2010 |
| Prior Transfer Doc | 9430349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 820 WILLOW LN, HARRISBURG, NC 28075-9455 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1517976 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 15179/76 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 820 WILLOW LN, HARRISBURG, NC 28075-9455 |
| Document Number | 14106309 |
| Instrument Date | Apr 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | B20 WILLOW LN HARRISBURG NC 28075, HARRISBURG, NC 28075 |
| Document Number | 14106309 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 014106/000309 |
| Instrument | 10580 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 8, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 820 WILLOW LN, HARRISBURG, NC 28075-9455 |
| Document Number | 12354298 |
| Book / Page | 012354 / 000298 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 820 WILLOW LN HARRISBURG NC 280759455, HARRISBURG, NC 28075-9455 |
| Document Number | 12354298 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 012354/000298 |
| Instrument | 3519 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 9, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 820 WILLOW LN, HARRISBURG, NC 28075-9455 |
| Document Number | 123061 |
| Book / Page | 012306 / 000001 |
| Instrument Date | Apr 1, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC |
| Name | Verified Name |
|---|---|
| Address | 820 WILLOW LN HARRISBURG NC 280759455, HARRISBURG, NC 28075-9455 |
| Document Number | 123061 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 012306/000001 |
| Instrument | 144 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON-SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,730 (-) Land $66,000 Building $302,730 | ||
| 2025 | $368,730 Land $66,000 Building $302,730 | ||
| 2024 | $368,730 (+64.88%) Land $66,000 Building $302,730 | ||
| 2023 | $2,628.00 | $223,640 Land $45,000 Building $178,640 | $223,640 Land $45,000 Building $178,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 Willow Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 Willow Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HARRISBURG serves 20,549 people · EPA ID NC0113025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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