Cabarrus County property record for 734 Willow Ln, Harrisburg, NC 28075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,880 sqft · built 1972 |
| Lot Size | 0.818 acres (35,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Aug 2026) |
| Tax Bill | $1,803 (2023) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01015B0028.000000 |
| Primary APN | 01015B0028.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 3,091 sqft |
| 1st Floor Area | 940 sqft |
| Upper Floors Area | 940 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,600 sqft (0.818 acres) |
| Lot Dimensions | 200 ft deep x 178 ft wide |
| Garage Type | Finished |
| Garage Area | 546 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 160 sqft |
| Patio Area | 453 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 174362 |
|---|---|
| Street Address | 734 WILLOW LN |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-9442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | EAST SIDE WILLOW LN & P/O WELL LOT |
| Legal Subdivision | WHITEFIELD MANOR |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 42604 |
734 Willow Ln is owned and occupied by two individuals who bought it in August 2026.
Source: Cabarrus County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 734 WILLOW LN, HARRISBURG, NC 28075-9442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Prior Sale | Nov 13, 2024 · Amount on File |
| Deed Document Number | 202620562 |
| Deed Book / Page | 18146 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 28, 2026 |
| Property Address | 734 WILLOW LN, HARRISBURG, NC 28075-9442 |
| Document Number | 0000020562 |
| Book / Page | 18146 / 123 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202620562 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 734 WILLOW LN, HARRISBURG, NC 28075-9442 |
| Document Number | 0000020563, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 18146/126 |
| Instrument | 202620563 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 734 WILLOW LN, HARRISBURG, NC 28075-9442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14812289 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 14812/289 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Dec 1, 2035 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,640 (-) Land $66,000 Building $242,640 | ||
| 2025 | $308,640 Land $66,000 Building $242,640 | ||
| 2024 | $308,640 (+94.87%) Land $66,000 Building $242,640 | ||
| 2023 | $1,803.00 | $158,380 Land $45,000 Building $113,380 | $158,380 Land $45,000 Building $113,380 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 734 Willow Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 734 Willow Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HARRISBURG serves 20,549 people · EPA ID NC0113025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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