Union County and Westfield Town property record for 820 Summit Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,440 sqft · built 1900 |
| Lot Size | 0 acres (13 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Sep 2004) |
| Tax Bill | $16,933 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04704-0000-00008-01 |
| Primary APN | 20-04704-0000-00008-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,440 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 13 sqft |
| Garage Type | Detached |
| Street Address | 820 SUMMIT AVE |
|---|---|
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4704 |
| Legal Lot Number | 8.1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 36700 |
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 820 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Dec 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Sep 22, 2018 | Deed of Trust, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2004 · Amount on Record |
| Deed Sale | Sep 10, 2004 · Amount on Record |
| Prior Sale | Sep 10, 2004 · Amount on Record |
| Deed Book / Page | 5452 / 743 |
| Prior Transfer Date | May 10, 1999 |
| Prior Transfer Doc | 0050360249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 820 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Document Number | 0147362947 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | AMERICAN LEGAL ABSTRACT LLC, AMERICAN LEGAL ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 820 SUMMIT AVE WESTFIELD NJ 070902606, WESTFIELD, NJ 07090-2606 |
| Document Number | 0147362947 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 014736/002947 |
| Instrument | 695683 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MARLTON, NJ 08053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 820 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Document Number | 0146332503 |
| Instrument Date | Dec 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 820 SUMMIT AVE WESTFIELD NJ 070902606, WESTFIELD, NJ 07090-2606 |
| Document Number | 0146332503 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 014633/002503 |
| Instrument | 684271 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MARLTON, NJ 08053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 820 SUMMIT AVE, WESTFIELD, NJ 07090-2606 |
| Document Number | 0000663546 |
| Instrument Date | Sep 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 820 SUMMIT AVE WESTFIELD NJ 070902606, WESTFIELD, NJ 07090-2606 |
| Document Number | 0000663546 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 663546 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 2, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $738,800 (-) Land $483,200 Building $255,600 | $738,800 (-) Land $483,200 Building $255,600 | |
| 2025 | $16,933.00 (+1.77%) | $738,800 (-) Land $483,200 Building $255,600 | $738,800 (-) Land $483,200 Building $255,600 |
| 2024 | $16,638.00 (+4.26%) | ||
| 2023 | $738,800 Land $483,200 Building $255,600 | $738,800 Land $483,200 Building $255,600 | |
| 2022 | $15,958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1999–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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